Mock Tests
  • Banking & Insurance
  • Regulatory
  • SSC/Railway Exams
  • Agriculture Exams
  • Punjab Exams
  • AAI Exams
  • Engineering Exams
  • Banking & Insurance
  • Regulatory
  • SSC/Railway Exams
  • Agriculture Exams
  • Punjab Exams
  • AAI Exams
  • Engineering Exams
Agriculture Exams
AAI Exams
Engineering Exams
Agriculture Exams
AAI Exams
Engineering Exams

RBI Grade B 2022 Exam

Take RBI Grade B Free Mock Test


RBI Grade B 2022 Overview

Roughly around 3 lakh candidates appear every year for the RBI Grade B exam and it is one of the most reputed exams in the banking sector. As always, the Reserve Bank of India (RBI) will conduct RBI Grade B 2022 recruitment exam for a total of 322 vacancies this year. Its vast syllabus and a limited number of vacancies make it one of the toughest, grandest, and sought-after banking exams in India. And now more and more people want a career in RBI, and that too as a Grade B officer making the competition harder and harder with every passing year.

No doubt, RBI Grade-B Exam is a tough nut to crack! But with proper preparation strategy and regular testing of your skills & newly-acquired knowledge, you'll become part of the RBI family for sure! To be a part of RBI as a Grade B Officer, one has to successfully crack both the phases of the RBI Grade B exam along with the Interview.

To be a part of RBI as a Grade B Officer, you will have to clear both the phases (I & II) of the RBI Grade B exam along with the Interview.

PracticeMock is an all-in-one platform that caters to all the demands of an RBI Grade B aspirant 24/7 with valuable information, notes, updates, RBI Grade B 2022 Mock Tests and much more!

Let's take a dive into the RBI pool to know what an RBI Grade B exam expects from you and how you can clear it on the very first attempt!

RBI Grade B 2022 Notification

Every year, RBI or Reserve Bank of India releases the notification for the Grade B Officers post in the various department of the Reserve Bank of India. For 2022, RBI Grade B notification has already been released for various posts that include:

  • Officers in Grade 'B' (DR) - (General)
  • Officers in Grade 'B' (DR) - DEPR
  • Officers in Grade 'B' (DR) - DSIM

With the release of the official RBI Grade B 2021 notification, RBI revealed having to fill a total of 294 vacancies, out of which 238 posts were for the RBI Grade B General post, 31 for DEPR, and 25 posts for DSIM, this year.

RBI Grade B Officer Exam 2022 Highlights

Exam Conducting AuthorityReserve Bank of India
Post AvailableRBI Grade B Officer
RBI Grade B 2022 Notification StatusReleased
Frequency of ExamOnce a Year
Number of vacancies (2022)294
Selection ProcessPrelims, Mains and Interview
Mode of ExamOnline
Language of ExamEnglish & Hindi
Job LocationAnywhere in India
RBI Help desk011-23711333
RBI Official
Application Fees
  • General- 850/-
  • Other than General- 100/-
Exam Duration
  • RBI Grade B Phase-I Exam: 2 hours
  • RBI Grade B Phase-II Exam: 4 hours 30 minute

RBI Grade B 2022 Eligibility Criteria

Eligibility criteria for RBI Grade B examination are as follows:

Age Limits

(As of the January 1, 2022) – 21 to 30 Years 

Relaxation in Age Limit:

  • Up to 2 Years for M.Phil. Candidates and 4 Years for Ph.D. candidates
  • Up to 3 years for OBC candidates or Non-Creamy Layer
  • Up to 5 years for SC/ST candidates
  • Up to 10 years for PwBD (UR), 13 years for PwBD (Person with Benchmark Disability) for OBC, and 15 years for PwBD (Person with Benchmark Disability) for SC/ST

Note: A candidate who has experience as an officer in commercial banks/financial institutions (Public Sector) may claim a maximum of 3-years of relaxation, excluding probation period.

Minimum Education Qualification

Officers in Grade ‘B' (DR) – (General): An interested applicant must be a Graduate in any discipline or must have an Equivalent technical or professional qualification with a minimum of 60% marks (50% for SC/ST/PwBD applicants) or a Post-Graduate or have an Equivalent technical qualification with a minimum of 55% marks (pass marks for SC/ST/PwBD applicants) in aggregate of all semesters or years.

Maximum Number of Attempts

As far as the maximum number of attempts is concerned, candidates from UR Category can enjoy a maximum of 6 Attempts and there is no restriction on the number of attempts for SC/ST/OBC/PwBD/EWSs.

RBI Grade B 2022 Selection Procedure

RBI Grade B Exam is conducted in 3 phases (Phase I, II & III. Phase I or the Prelims exam is an objective-type exam consisting of 4 sections, English Language, Logical Reasoning, Quantitative Aptitude, and General Awareness. Each phase acts as an elimination round, where only those candidates are allowed to appear in the Mains Examination who clear the Phase II exam. Psychometric Test & Interview (Phase III) will be the last or final stage of the exam.

RBI Grade B Phase-I Exam Pattern

RBI Grade B Phase-I exam consists of 4 sections. There is no sectional time limit. The total duration of the RBI Grade B Phase- I is of 120 minutes. There is a negative marking of ¼ for wrong answers. Given below are the distribution marks amongst each section:

SubjectsNumber of questionsMaximum marksDuration
General Awareness808025 minutes
Quantitative Aptitude303025 minutes
English Language303025 minutes
Reasoning606045 minutes
Total200200120 minutes


  1. Candidates have to secure minimum marks separately for each test as well as aggregate, as prescribed by the Board.
  2. There will be penalty for wrong answers marked by you. For every wrong answer marked by you, 1/4th of the marks assigned to that question will be deducted as penalty.
  3. Candidates, who secure minimum marks separately for each Test, as prescribed, will be shortlisted for Phase-II of the Examination based on the aggregate marks obtained in Phase-I. The minimum aggregate cut off marks for being shortlisted for Phase-II of the Examination will be decided by the Board in relation to the number of vacancies.
  4. Roll No. of the candidates shortlisted for Phase-II examination will be published on RBI website tentatively within a week after Phase-I examination.

RBI Grade B Phase-II Exam Pattern

RBI Grade-B Phase-II exam consists of 3 sections. You are given 90 minutes for each section of the exam, making a total time duration of 270 minutes.

SubjectsPaper TypeMaximum marksDuration
Economics and Social IssuesObjective10090 minutes
Paper-II English (Writing Skills)Descriptive (to be typed with the help of keyboard)10090 minutes
Paper III Finance & ManagementObjective Type10090 minutes


  1. Paper III (Finance and Management) will take place in morning shift, followed by Paper I (Economics and Social Issues) and Paper II (English) in afternoon shift without any break between Paper I and Paper II.
  2. For Paper I and Paper III, 30 minutes duration is allotted to attempt objective type questions.
  3. After 30 minutes, descriptive type paper will start for which 90 minutes duration is allotted. You will not be able to shuffle between objective/descriptive Papers.
  4. For Paper I and Paper III, descriptive type paper the word limit shall be 600 words for 15 marks questions and 400 words for 10 marks questions.

RBI Grade B Phase-III- Interview

The interview will be of 75 marks and the medium of interview will be English/Hindi either of which candidates can opt for. Final Selection will be through merit list which will be prepared by adding marks secured by candidates in Phase-II examination and interview. The names of the centres where interviews will be conducted are: Ahmedabad – Gandhi Nagar, Jammu, Bengaluru, Kanpur, Bhopal, Kochi, Bhubaneswar, Lucknow, Kolkata, Mumbai- Navi Mumbai, Chandigarh- Mohali, Nagpur, Chennai, New Delhi- NCR, Guwahati, Patna, Hyderabad, Pune, Jaipur, Thiruvananthapuram.

Candidate shall be required to undergo Psychometric Test conducted by the Bank before appearing for the Interview, no marks will be allotted for the same, and will not form part of the final selection criteria. Candidates may opt for interview either in Hindi or English. Final Selection will be through merit list which will be prepared by adding marks secured by candidates in Phase- II examination and interview and grace marks as applicable as per extant rules.

RBI Grade B 2022 Syllabus

The applications are required to cover all the topics that make up the RBI Grade B exam 2022 for better performance in the actual RBI Grade B exam 2022. The topics that you must cover to clear the RBI Grade B Phase-I Exam are given below:

RBI Grade B Phase-I Syllabus:


·             Grammar

·             Vocabulary

·             Error Spotting

·             Comprehension

·             Passage Making

·             Jumble words

·             Fill in the blanks

·             Sentence Framing

Quantitative Aptitude

·             Mensuration

·             Time and Work

·             Average, Ratio, Percentages

·             Speed, Distance and Time

·             Mixture and Allegations

·             Permutation and Combination

·             Data Interpretation

·       Probability


·             Puzzles

·             Seating Arrangement

·             Directions and Distance

·             Data Sufficiency

·             Blood Relations

·             Syllogism

·             Coding-Decoding

·             Inequality

General Awareness

·             Banking & Financial Awareness

·             Monetary Policies

·             Economic Terms

·             Current Affairs

·             Financial & Economics News

·             Static GK

·             Government Schemes, Agreement & Deals

·             Banking terms, rates, processes

RBI Grade B Phase-II Exam Syllabus

Given below are detailed-wise topics you need to cover for the RBI Grade B Phase II exam:

Exam PapersTopics
Paper-I: Economic and Social Issues

·             Growth and Development

·             Measurement of growth: National Income and per capita income

·             Sustainable Development and Environmental issues

·             Poverty Alleviation and Employment Generation in India

·             Economic Reforms in India

·             Industrial and Labour Policy

·             Monetary and Fiscal Policy

·             IMF and World Bank

·             WTO

·             Regional Economic Cooperation

·             Social Structure in India

·             Multiculturalism

·             Demographic Trends

·             Urbanization and Migration

·             Gender Issues

·             Privatization

·             Role of Economic Planning

·             Globalization

·             Balance of Payments

·             Export-Import Policy

·             Opening up of the Indian Economy

·             International Economic Institutions

Social Justice:

·             Positive Discrimination in favor of the underprivileged

·             Social Sectors in India

·             Social Movements

·             Indian Political System

·             Human Development

·             Health, and Education.

Paper-II: English (Writing Skills)This paper assesses the writing skill that includes the capability of expressing and understanding the topic
Paper-III: Finance and Management


·             Financial System

·             Regulators of Banks and Financial Institutions

·             Banking System in India

·             Financial Institutions – SIDBI, EXIM, NABARD, NHB, etc,

·             Financial Markets Primary and Secondary Markets

·             Risk Management in Banking Sector

·             Reserve Bank of India- functions, and conduct monetary policy

Basics of Derivatives:

·             Forward, Futures, and Swap

·             Changing Landscape of Banking sector

·             Recent Developments in the Financial Sector

·             Portfolio Investment

·             Public Sector Reforms

·             Role of e-governance in addressing the issues of corruption and inefficiency in the government sector

·             The Union Budget

·             Direct and Indirect taxes

·             Non-tax sources of Revenue

·             GST

·             Thirteenth Finance Commission and GST

·             Finance Commission

·             Fiscal Policy

·             Fiscal Responsibility and Budget Management Act (FRBM)

·             Disinvestments

·             Financial Inclusion- use of technology

·             Alternate source of finance

·             Private and social cost-benefit

·             Public-Private Partnership Corporate Governance in Banking Sector


·             Definition

·             Trends, estimates, consequences, and remedies (control): WPI, CPI – components, and trends.

Management-Its nature and scope:

·             The Management Processes; Planning, Organisation, Staffing, Directing, and Controlling

·             The Role of a Manager in an Organisation Leadership: The Tasks of a Leader; Leadership Styles

·             Goals of HRD

·             Performance Appraisal, Potential appraisal, Leadership Theories

·             A successful Leader versus an effective Leader

·             Human Resource Development

·             Concept of HRD and development

·             Feedback and Performance Counselling

·             Career Planning

·             Training and Development

·             Rewards

·             Employee Welfare.

Motivation, Morale, and Incentives:

·             Theories of Motivation

·             How Managers Motivate

·             Concept of Morale

·             Factors determining morale

·             Role of Incentives in Building up Morale.


·             Steps in the Communication Process

·             Communication Channels

·             Oral versus Written Communication

·             Barriers to Communication

·             Role of Information Technology

·             Verbal versus non-verbal Communication

·             upward, downward, and lateral communication.

·             Corporate Governance:

·             Mechanisms of Corporate Governance

·             Factors affecting Corporate Governance.

RBI Grade B Salary and Benefits 2022

Without an iota of doubt, Salary is one of the major driving forces for this immensely sought-after Banking post. The monthly salary of an RBI Grade B officer starts at Rs 77,000 to 80,000. It includes the allowances and other benefits. If we list down 3 main benefits of working as an RBI Grade- B Officer, we'll say:

  • It's a Prestigious Job that is responsible for certain Government and Central Government Bank account.
  • It has a good working environment with offices in Tier-I city of India
  • It helps in knowing about the economic situation of the country

Hence, all those graduates who are looking for a golden opportunity to make a career in the Reserve Bank of India should swiftly begin their preparation for the RBI Grade B Officer's exam with the best study material & Mock Tests based on the latest exam pattern.

RBI Grade B 2022 Important Dates

Below are the important dates you should keep a track of, if you are serious about RBI Grade B 2022 preparation.

EventsImportant Dates**
Website Link Open For Online Registration of Applications and Payment of Fees/Intimation ChargesMarch 28, 2022 to April 18,
2022 (till 6:00 PM)
Officers in Gr B (DR)- GeneralPhase-I – Online ExaminationMay 28, 2022 $
Phase-II – Paper I, II & III Online ExaminationJune 25, 2022#
***Officers in Gr B (DR)- DEPR*/[email protected]Phase-I – Paper I Online ExaminationJuly 02, 2022
(Date to be confirmed in Admit Card)
Phase-II – Paper II & III Online/Written ExaminationAugust 06, 2022#
(Date to be confirmed in Admit Card)

RBI Grade B 2022 Cut-offs

Cut-off is something that is very important to aspirants. While it's extremely difficult to predict the cut-offs of the upcoming exam, we have given you the previous year cut-offs to help you get an idea.

RBI Grade B 2021 Section-wise Cut-off for Phase I

General Awareness16.0016.0012.0010.2510.2510.25
English Language6.006.004.503.753.753.75
Quantitative Aptitude6.006.004.503.753.753.75

RBI Grade B 2021 Overall Cut-off for Phase I

CategoryCutoff Marks (Out of 200)

RBI Grade B- 2019 Phase I Section-wise Category-wise Cut-offs

General Awareness
(Maximum Marks = 80)
(Maximum Marks = 60)
English Language
(Maximum Marks = 30)
Quantitative Aptitude
(Maximum Marks = 30)
Total Score/ Aggregate
(Maximum Marks = 200)

RBI Grade B- 2018 Phase I Section-wise Category-wise Cut-offs

CategoryCut Off Score

Reasoning- 15

Quantitative Aptitude- 7.50

English Language- 7.50

General Awareness- 20

Total Aggregate- 105.75


Reasoning- 10.75

Quantitative Aptitude- 5.25

English Language- 5.25

General Awareness- 14.25

Total Aggregate- 91.75


Reasoning- 10.75

Quantitative Aptitude- 5.25

English Language- 5.25

General Awareness- 14.25

Total Aggregate- 91.75


Reasoning- 12

Quantitative Aptitude- 6

English Language- 6

General Awareness- 16

Total Aggregate- 95.75


Reasoning- 10.75

Quantitative Aptitude- 5.25

English Language- 5.25

General Awareness- 14.25

Total Aggregate- 91.75

RBI Grade B- 2018 Phase II Category-wise Cut-offs

Recruitment StageCategory & CUT OFF MARKS
Aggregate Cut off Marks in Paper- I, Paper-II and Paper- III
in Written Examination for Shortlisting the Candidates for Interview.
(Out of Total 300 Marks)
201.25  186.25180.25180.25180.25

Aggregate Marks in Written Examination (Paper- I, II And III)
and Interview took together obtained by the last
recommended candidate

(Out of Total 350 Marks)


RBI Grade B- 2017 Phase I Section-wise Category-wise Cut-offs

CategoryEnglish (Max Marks = 30)
PWD (OH/HI/VH)4.75
CategoryReasoning (Max Marks = 60)
PWD (OH/HI/VH)6.75
CategoryQuantitative Aptitude (Max Marks = 30)
PWD (OH/HI/VH)2.00
CategoryGeneral Awareness (Max Marks = 80)
PWD (OH/HI/VH)11.00

RBI Grade B- 2017 Phase I Category-wise Overall Cut-offs

CategoryTotal Score (Max Marks = 200)
PWD (OH/HI/VH)64.00

RBI Grade B- 2017 Phase II Section-wise Category-wise Cut-offs

Recruitment ProcessCut-off Marks
Aggregate Cut-off Marks in Paper I, Paper II and Paper III in written examination for shortlisting the candidates for interview (Out of total 300 marks)196.75181.75175.75175.75 
Aggregate Cut-off Marks in Paper I, Paper II and Paper III in written examination and interview taken toethe (Out of total 350 marks)245.75228.00220.50211.25 

RBI Grade B 2022 Job Profile & Emoluments

Curious about RBI Grade B's Salary & what work do RBI Grade B do? Keep reading below:

RBI Grade B Job Responsibilities

RBI has central office located at Mumbai and regional offices located mostly at State Capitals (for eg. New Delhi, Kolkata, Chennai, Dehradun etc). There are more than 30 departments in RBI each one of which has 4-5 sections. And in each section there are 4-5 sub sections. The central office mainly supervises and coordinates between the different departments of regional offices. The duties & responsibilities of an RBI Grade B Officer will depend on what department one is placed. Below are some duties/responsibilities of an RBI Grade B Officer posted in the central office:

  • To inspect the allocated banks on a timely basis in respect with cash vault, KYC AML guidelines, credit appraisal system, IT policy, overall security, functioning of the Board of Directors, adherence to different RBI circulars etc.
  • To write the inspection report and to prepare the bank's balance sheet as per RBI's format by calculating various Financial parameters like CRAR, Gross NPA, Net NPA, Gross Profit/Loss, Net Interest Margin, Forex Exposure, CRR, SLR, etc.
  • To rate the bank as per CAMELS.

RBI Grade B Officer Salary

The pay scale for RBI Grade B Officer Scale-I is 55,200-2850(9)-80850-EB-2850(2)-86550-3300(4)-99750. An RBI Grade B Officer gets somewhere around Rs 84,000. The salary will also depend upon the place of posting and the office where one is posted.

Allowances & Other Perks of an RBI Grade B Officer:

  • Dearness Allowance
  • Medical Allowance
  • Education Allowances
  • Fuel Allowance
  • Maid Allowance
  • Mobile Allowance
  • Sodexo Coupons
  • Leave Fare Concession Travel (LFC)
  • Briefcase allowance
  • Spectacles allowance

Exam Date

May 28, 2022

Total Vacancies


Pricing Plan

Flexible pricing options for all the aspirants


I am in the final year of my graduation, am I eligible to apply for this recruitment?

No, you are not eligible. To apply for Officer Grade B, General a candidate must have completed his/her graduation as per the date specified by RBI.

What is the Application fee for RBI Grade B Officer recruitment? +

For general and OBC category candidates, an application fee to apply for RBI Grade B Officer recruitment 2021 is 850/- and for all other (SC/ST/PWD), it is 100/- rupees. There is no application charge for a person who is already working with RBI under any post.

How many times can I appear for this RBI Grade B Officer Exam? +

Candidates belonging to General category can appear for a maximum six times in this exam. It means if you have already given the phase 1 examination for the posts under this recruitment six times earlier, then you are not eligible to apply for this exam seventh time. There is no such limit on a number of attempts for candidates belonging to SC/ST/OBC/PWD for this exam.

Please wait...

Open in app