RBI Grade B Test Series 2026
Free Mock Tests | Phase 1 & Phase 2 Preparation | Study Notes | Current Affairs
What is RBI Grade B?
The RBI Grade B exam is conducted every year by the Reserve Bank of India — India's central bank — to recruit Officers at the managerial level. Getting selected as an RBI Grade B Officer means you will be working at the institution that controls India's monetary policy, regulates the banking system, and manages the country's foreign exchange reserves.
It is one of the most respected government jobs in India, not just for the salary, but for the quality of work, career growth, and the kind of impact you can make in India's economic system. Every year, lakhs of graduates compete for a few hundred posts — making it one of the toughest banking exams in the country.
There are three streams under RBI Grade B recruitment:
- General (DR): Open to graduates from any discipline. Largest number of vacancies.
- DEPR: Department of Economic and Policy Research — requires a Master's degree in Economics.
- DSIM: Department of Statistics and Information Management — requires a Master's in Statistics or Mathematics.
RBI Grade B 2026 — Notification & Expected Dates
As of March 2026, the official RBI Grade B 2026 notification has not been released yet. The 2025 exam cycle concluded with the Final Result declared on 24th March 2026. Based on historical patterns, the next cycle is expected to begin mid-2026.
RBI Grade B 2026: Expected Schedule
| Event | Expected Timeline (Tentative) |
| Notification Release | July – September 2026 |
| Application Window | 15–20 days from notification date |
| Expected Vacancies | 100–120 posts |
| Phase 1 Exam Date | Announced with notification (Late 2026) |
| Phase 2 Exam Date | 6–8 weeks after Phase 1 results |
| Interview Round | After Phase 2 results (Early 2027) |
Note: The 2025 cycle ran as: Notification Sep 10, 2025 → Phase 1 on Oct 18-19, 2025 → Phase 2 on Dec 6-7, 2025 → Phase 2 Result Jan 19, 2026 → Final Result Mar 24, 2026. The 2026 cycle is expected to follow a similar timeline.
RBI Grade B 2026 — Eligibility Criteria
Before you start preparing, make sure you meet these eligibility conditions. All criteria are based on the RBI Grade B 2025 official notification and are expected to remain the same for 2026.
RBI Grade B 2026: Eligibility At-A-Glance
| Criteria | Category | Requirement / Details |
| Age Limit | General / EWS | 21 to 30 Years |
| | Relaxations | OBC: 33 | SC/ST: 35 | M.Phil: 32 | PhD: 34 |
| Education | General (DR) | 60% in Bachelor's (50% for SC/ST/PwBD) OR 55% in Master's OR CA/CS/ICWA. |
| | DEPR | Master's in Economics / Finance / Econometrics (55%). |
| | DSIM | Master's in Statistics / Mathematical Statistics (55%). |
| Attempts | General / EWS | Max 6 Attempts (for Phase 1). |
| | SC/ST/OBC/PwBD | Unlimited Attempts (until age limit is reached). |
| Nationality | All | Indian Citizen (or subjects of Nepal/Bhutan as per rules). |
Selection Process — Three Stages
The RBI Grade B selection process has three stages. You must clear each stage to move to the next one. Final selection is based only on Phase 2 marks and Interview marks combined.
RBI Grade B 2026: Selection Process & Merit Weightage
| Stage | Examination Component | Total Marks | Merit Contribution | Key Purpose |
| Stage 1 | Phase 1 (Prelims) | 200 | 0% (Qualifying) | Filter for Phase 2; testing speed & basic aptitude. |
| Stage 2 | Phase 2 (Mains) | 300 | 85% | Core assessment of ESI, FM, and English Writing. |
| Stage 3 | Interview | 75 | 15% | Personality, ethics, and practical RBI knowledge. |
Note: A Psychometric Test is also conducted before the interview. It carries no marks and does not affect the merit list. It only assesses behavioural suitability.
RBI Grade B Exam Pattern 2026
Phase 1 — Preliminary Exam (Qualifying)
Phase 1 is an online, objective-type exam. It has 200 questions for 200 marks, to be attempted in exactly 2 hours. There is separate sectional timing for each section — you cannot spend extra time on one section by borrowing from another. Negative marking of 0.25 marks applies for every wrong answer. Questions are in both Hindi and English, except the English Language section.
RBI Grade B 2026: Phase 1 Exam Pattern
| Section | Questions | Marks | Sectional Timing |
| General Awareness | 80 | 80 | 25 Minutes |
| Reasoning Ability | 60 | 60 | 45 Minutes |
| English Language | 30 | 30 | 25 Minutes |
| Quantitative Aptitude | 30 | 30 | 25 Minutes |
| Total | 200 | 200 | 120 Minutes (2 Hours) |
Phase 2 — Mains Exam (300 Marks — Counts in Final Merit)
Phase 2 has three papers totalling 300 marks. Papers 1 and 3 include both objective and descriptive questions. Paper 2 is fully descriptive. All descriptive answers are typed on the keyboard in an online exam environment. Negative marking of 0.25 marks applies for objective questions. Phase 2 marks carry 85% weightage in the final selection.
RBI Grade B 2026: Phase 2 Exam Structure
| Paper | Subject | Total Marks | Question Type | Duration |
| Paper 1 | Economic & Social Issues (ESI) | 100 | 50% Obj + 50% Desc | 120 Mins |
| Paper 2 | English (Writing Skills) | 100 | 100% Descriptive | 90 Mins |
| Paper 3 | Finance & Management (FM) | 100 | 50% Obj + 50% Desc | 120 Mins |
| Total | Mains Examination | 300 | — | 330 Mins |
RBI Grade B Syllabus 2026
Phase 1 Syllabus
| Section | Weightage | High-Priority Key Topics |
| General Awareness | 80 Marks | • Current Affairs: Last 6–8 months of national/international news. • RBI Focus: Monetary Policy, functions, and recent notifications. • Economy: Union Budget 2026, Economic Survey, and Govt Schemes (MUDRA, PMJDY, etc.). • Static GK: HQs, Currencies, and International Organizations. |
| Reasoning Ability | 60 Marks | • Logic Heavy: Puzzles (Floor, Box, Circular) & Seating Arrangement. • Critical Reasoning: Syllogisms, Blood Relations, and Coding-Decoding. • Analytical: Inequalities, Input-Output, and Direction Sense. |
| English Language | 30 Marks | • Comprehension: Reading Comprehension (RC) & Cloze Tests. • Grammar: Error Detection, Sentence Correction, and Fillers. • Structure: Para Jumbles and Vocabulary usage. |
| Quantitative Aptitude | 30 Marks | • Data-Driven: Data Interpretation (DI) — Tables, Graphs, Pie Charts. • Calculation: Number Series and Simplification. • Arithmetic: Profit & Loss, SI/CI, Time & Work, and Ratio & Proportion. |
Phase 2 Syllabus — All 3 Papers
| Paper | Focus Area | High-Weightage Topics |
| Paper 1: ESI | Economy & Society | • Growth: GDP, National Income, Inflation, Poverty. • Global: IMF, World Bank, WTO, Balance of Payments. • Social: Health, Education, HDI, Urbanization. • Govt: Union Budget & Economic Survey 2026. |
| Paper 2: English | Writing Skills | • Essay: 40 Marks (Economic/Social topics). • Précis: 30 Marks (Summarizing a passage). • RC: 30 Marks (Reading Comprehension). • Format: Must be typed on a keyboard. |
| Paper 3: FM | Finance & Mgmt | • Finance: RBI, SEBI, Banking Structure, Basel Norms. • Markets: Equity, Debt, Forex, Derivatives. • Mgmt: Theories (Taylor/Fayol), Motivation, Leadership. • Ethics: Corporate Governance and Workplace Values. |
RBI Grade B Salary 2026 — Updated Pay Structure
The RBI Grade B salary was revised upward in 2025. Here is the complete salary structure based on the official notification and verified sources:-
| Component | Amount / Details |
| Basic Pay (Starting) | ₹78,450 |
| Gross Monthly Salary | ~₹1,50,374 (Includes DA, Grade Allowance, etc.) |
| Mandatory Deductions | ₹35,000 – ₹40,000 (Income Tax, NPS, PF) |
| Net In-Hand Salary | ₹1,10,000 – ₹1,15,000 (Approximate) |
| Annual CTC (Metros) | ₹40 – ₹42 Lakhs (Including all perks) |
| Pay Scale (16 Years) | ₹78,450 → ₹1,14,900 → ₹1,23,000 → ₹1,41,600 |
| HRA / Housing | 15% of Basic OR 2/3 BHK Official Accommodation |
| Fuel Allowance | Reimbursement for 150–200 Liters of Petrol per month |
| Other Monthly Perks | Maid, Telephone, Internet, & Newspaper (~₹10,000+) |
| Annual Benefits | Medical (Full), LFC, Book Grant, & Briefcase Allowance |
What You Get in the PracticeMock RBI Grade B Test Series
PracticeMock offers a complete preparation package for RBI Grade B 2026 — covering Phase 1, Phase 2, and the Descriptive paper. Everything is in one place. Here is exactly what is included:
RBI Grade B 2026 Test Series: Detailed Overview
| Category | Feature | Description / Purpose |
| Phase 1: Full Mocks | Free Full Mock Test | 1 Free Test (200 Qs) in a real exam-like interface. |
| | 10 Full-Length Mocks | Comprehensive tests with All India Ranking for tracking. |
| Phase 1: Specialized | 9 Mini Mocks | Short-format tests designed to build speed and accuracy. |
| | 15 Sectional Tests | Targeted practice for GA, Quant, Reasoning, and English. |
| | 500+ Topic Tests | Micro-level practice for granular concept clarity. |
| Phase 2: Core | 20 Phase 2 Mocks | Detailed coverage of ESI (Eco & Social) and FM (Finance). |
| | 9 Phase 2 Mini Mocks | Rapid revision tests covering the entire Phase 2 syllabus. |
| | 10 Descriptive Mocks | Includes feedback on descriptive writing for Phase 2. |
| Study Resources | RBI Study Notes | In-depth concept notes for foundational learning. |
| | RBI Revision Notes | Condensed notes for "last-minute" pre-mock brush-ups. |
| | Sampoorna CA | Monthly coverage of PIB, Static GK, and Current Affairs. |
| | 53 Notes-Based Tests | Evaluation tests based on the provided study notes. |
Note: All 500+ topic tests are free for registered users. No purchase needed.
How to Attempt the Free RBI Grade B Mock Test
The first Phase 1 mock test on PracticeMock is completely free. You do not need to enter any payment details. Follow these simple steps:
- You are already on PracticeMock's domain. Scroll up and in the search bar, type ‘RBI Grade B' and click on the result.
- Click 'Sign Up' and create your free account. It takes less than 60 seconds.
- From the RBI Grade B page, select 'Phase 1 Mock Test 1' which is marked as Free.
- Click 'Attempt Now' and your test will begin in exam mode with the timer running.
- Submit the test when done. Your detailed score report will be generated immediately.
Your report will show section-wise scores, time spent per question, your accuracy rate, and a comparison of your performance against the test topper.
Note: If you want to access topic tests, those are also free. Go to the topic test section on the same page after signing up.
Why Choose PracticeMock for RBI Grade B?
- Relevant questions for exam practice
The RBI Grade B Mock Test 2026 follows the latest exam pattern and helps in real exam preparation. - Prepared by experts
Content is designed by experienced mentors, making each RBI Grade B 2026 Practice Test useful and exam-oriented. - Detailed performance analysis
Every RBI Grade B Online Test gives insights like accuracy, time spent, and weak areas. - All India ranking
Full-length RBI Grade B Mock Test provides a rank among other aspirants to track your performance. - Covers Phase 1 and Phase 2
Includes both RBI Grade B Phase 1 Mock Test and RBI Grade B Phase 2 Mock Test for complete preparation. - Free Mock tests available
You can start with a RBI Grade B free Mock Test before attempting a full test series. - Multiple practice options
The RBI Grade B Test Series 2026 includes sectional and full-length tests. - All-in-one platform
Mocks, notes, and practice material are available in one place.
Easy to access
Attempt tests anytime on mobile or desktop.
How Mock Tests Help You Clear RBI Grade B
1. You Discover What You Have Not Studied Yet
The RBI Grade B syllabus — especially Phase 2 — is one of the largest among all banking exams. Even if you think your preparation is complete, mock tests regularly surface topics you have not covered. Each test is a discovery session.
2. You Build Real Time Management Skills
Phase 1 has sectional timing — you cannot move to the next section early or go back to a previous one. Managing 80 General Awareness questions in 25 minutes, and 60 Reasoning questions in 45 minutes, is a skill that only comes from repeated practice. Mock tests train this directly.
3. You Reduce Exam Fear Significantly
Walking into the RBI Grade B exam after attempting 10+ full Phase 1 mocks is a completely different experience from walking in after only reading. By exam day, the interface, pressure, timer, and question types are all familiar. Anxiety drops sharply.
4. You Track Real Improvement Over Time
Every mock gives you a score and report. Comparing your Mock 3 report with Mock 8 shows you concrete improvement or highlights a section that has stagnated. Without mock tests, you have no way to measure how ready you actually are.
5. You Learn to Pick the Right Questions
In Phase 1, you cannot solve every question. You must identify which questions to attempt first and which to skip. With repeated mock tests, this becomes instinctive — a skill that directly improves your final score without any additional studying.
Preparing for the Descriptive Paper (Phase 2 — Paper 2)
The English Writing Skills paper is the section where most candidates lose significant marks. You are required to write structured essays, precis, and letters on economic, financial, and social topics — entirely typed on a keyboard in 90 minutes.
PracticeMock's descriptive preparation covers:
- 5 ESI Descriptive Mock Tests and 5 FM Descriptive Mock Tests — with model answers for every question.
- Expert review of your submitted answers with written feedback on structure, language, and content depth.
- PDF fodder material covering popular essay and precis topics — economic surveys, RBI policies, financial inclusion, etc.
- Personalised doubt-clearing sessions on Telegram with subject experts.
Note: Do not wait until Phase 2 to start descriptive practice. Start essay writing from Week 1 of your preparation. Writing quality improves only with consistent, reviewed practice over weeks — not in the 3–4 days between Phase 1 result and Phase 2 exam.
Last Updated: April 2026 | Page will be updated immediately upon release of RBI Grade B 2026 official notification.