Which is the Hardest Exam of RBI, Grade A or Grade B?

The Reserve Bank of India (RBI) is one of the most prestigious institutions in the country, and securing a job with the RBI is a dream for many aspirants. The two most coveted positions in the RBI are RBI Grade A and RBI Grade B. While both positions come with high prestige, excellent pay, and job security, candidates often wonder which exam is harder to crack. In this blog, we’ll compare the exam patterns and salaries of both posts and conclude which exam is generally considered more challenging.

Exam Pattern: Grade A vs Grade B

RBI Grade A (Assistant Manager) exam is primarily designed for candidates with a background in economics, finance, or management. The exam consists of three stages:

1. Preliminary Exam: This is an online exam consisting of multiple-choice questions (MCQs) in General Awareness, English Language, Quantitative Aptitude, and Reasoning.
2. Main Exam: This includes descriptive tests in General Economics and Financial Markets, English, and Decision Making.
3. Interview: The final stage where shortlisted candidates face a panel for personal assessment.

RBI Grade B (Officer) exam is slightly more advanced and is meant for candidates who have a deeper understanding of economics, banking, and finance. Its exam pattern includes:

1. Preliminary Exam: This consists of multiple-choice questions on General Awareness, English, Quantitative Aptitude, and Reasoning.
2. Main Exam: It consists of three papers: Paper 1 (Economic and Social Issues), Paper 2 (English), and Paper 3 (Finance and Management).
3. Interview: As with Grade A, shortlisted candidates appear for a personal interview.

While the structure seems similar, the difficulty of the RBI Grade B exam is higher due to the advanced level of questions, especially in the main exam.

Salaries: Grade A vs Grade B

The salary for RBI Grade A starts at approximately ₹44,500 per month, which includes basic pay, allowances, and other perks. The total salary can go up to ₹80,000 per month, depending on the city of posting and experience.

On the other hand, RBI Grade B officers receive a starting salary of about ₹55,200 per month, which can go up to ₹1,27,280 with allowances and benefits.

Conclusion

While both exams are challenging, the RBI Grade B exam is generally considered tougher due to the advanced knowledge required in subjects like economics, finance, and banking. The higher salary and seniority of the Grade B post also reflect the increased level of responsibility, making the exam more competitive and demanding. Hence, RBI Grade B is often viewed as the harder exam of the two.

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Also, know why RBI Grade B Phase 1 Exam: The Silent Eliminator of 99% Aspirants & What is the Finance and Management Syllabus for RBI Grade B Exam?

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