SBI Clerk vs IBPS Clerk: Detailed Comparisons

SBI Clerk vs IBPS Clerk: Both the exams are way too similar. Same clerical job with same responsibilities but still you will have to make a decision if you get selected for both the jobs. And what will you do if you qualify for IBPS Clerk and not for SBI Clerk. Will you decline the opportunity and wait for next year for SBI? 

Here are the following parameters included for the comparison   

1. Selection Process
2. Job Profile
3. Salary Structure
4. Career Growth
5. Posting/Transfer Policy
6. Bond Signing

SBI Clerk vs IBPS Clerk – A Basic Comparison

CATEGORY:	IBPS Clerk	SBI Clerk
JOB PROFILE	Public dealing and clerical working, reporting to PO	Public dealing and clerical working, reporting to PO
POSTING	Urban/Rural	Urban /Rural
PROMOTIONS	Every 2 years	After 2-3 years
TRANSFER	Usually after 5 years	Only after 5 years of service
EXAMINATION TYPE	Online: Prelims + Mains	Online: Prelims + Mains
BOND	3 Years	2 years

IBPS Clerk Exam Pattern 2021

IBPS Clerk Prelims  

Sections	No. of Questions	Maximum Marks	Duration (in minutes)
English Language	30	30	20
Numerical Ability	35	35	20
Reasoning Ability	35	35	20
Total	100	100	60

IBPS Clerk Mains  

Sections	No. of Questions	Maximum Marks	Duration (in minutes)
Reasoning Ability & Computer Aptitude	50	60	45
English Language	40	40	35
Quantitative Aptitude	50	50	45
General/ Financial Awareness	50	50	35
Total	190	200	160

SBI Clerk Exam Pattern 2021

Serial No.	Section	No. of Question	Total Marks	Duration
1	English Language	30	30	20 minutes
2	Numerical Ability	35	35	20 minutes
3	Reasoning	35	35	20 minutes
	Total	100	100	60 minutes

SBI Clerk Exam Pattern 2021 Mains: Phase II 

Serial Number	Section	No. of Question	Total Marks	Duration
1.	General English	40	40	35 minutes
2.	Quantitative Aptitude	50	50	45 minutes
3.	Reasoning Ability and Computer Aptitude	50	60	45 minutes
4.	General/Financial Awareness	50	50	35 minutes
–	Total	190	200	2 hours 40 minutes

SBI Clerk vs IBPS Clerk Salary Structure

IBPS Clerk	SBI Clerk
Basic Pay  Rs.19,900/-  Dearness Allowance  Rs.5209.82/-  Special Allowance  Rs.4118/-  Transport Allowance  Rs.757.08/-  CCA  Rs.0/-  House Rent Allowance (HRA)  Rs.2039.75/-  Gross Pay  Rs.32,024.65/-  Deduction (NPS Fund, Union Fee)  Rs.2570.98/-  Net Pay  Rs.29453.67/-	The revised SBI Clerk Pay Scale is Rs.17900-1000/3-20900-1230/3-24590-1490/4-30550-1730/7-42600-3270/1-45930-1990/1-47920.  The revised initial salary package of an SBI Clerk is about Rs. 26,000/- to Rs. 29,000/-

SBI Clerk vs IBPS Clerk – BOND

SBI Clerk	IBPS Clerk
No bond signing	No bond signing

Career Growth Plan Comparisions

IBPS Clerk

SBI Clerk

Apart from a handsome starting salary IBPS also offers good career growth opportunities. Most promotions take place within 2-3 years of regular service. There are two processes set in place to grab a promotional opportunity as an IBPS Clerk.  Normal process – Such a process follows a conventional model of seniority and work experience. You can in this this case a promotion is more of an expected or a compulsion to keep things going.   Merit based process – Most banks also provide promotions if you acquire JAIIB & CAIIB diplomas from Indian Institute of Banking and Finance.

An SBI Clerk (Junior Associate) can get promoted up to 3 times: once when they have completed 10 years of service, once more when they have completed 20 years of service, and finally, when they have completed 30 years of service.  JAIIB and CAIIB exams are given by SBI clerks as well.

Work Culture

IBPS Clerk	SBI Clerk
Work pressure is low-moderate, especially in rural areas. And you may enjoy moderate working hours as well.	SBI being a bigger brand and market share holder attracts many customers. The work pressure is always high.

SBI Clerk vs IBPS Clerk – Transfer Policy

IBPS Clerk	SBI Clerk
Transfers happen every 5 years. Can be transferred to Rural or Urban Areas	Only after 5 years of service

Conclusion

Both are equally good options but many aspirants will choose SBI over IBPS which we think is a good option but if you are chosen for IBPS then definitely go for it. IBPS pays as well as SBI and also with moderate working hours you will have much more time to prepare for higher-level exams. IBPS Clerk job might also not demand shifting far way from home. You can even get local posting options as well.

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