Categories: SBI Clerk

SBI Clerk Job VS MNC job?- How to Make a Choice?

Are you confused about which job should you go for?  Are you all stuck between SBI Clerk and MNC job? In today’s era, every student yearns for enjoying a job that keeps challenging him/her followed by constant growth. Therefore, students crave for jobs that can best utilize their skills and give them a sense of satisfaction.  Therefore, a good career option guarantees a holistic growth, in both personal and professional terms.  It’s a kind of job where you can work hard, and enjoy even harder.

Let’s compare SBI Clerk Job with MNC job and know which can best suit you.

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SBI Clerk Job VS MNC job?-How to Make a Choice?

This decade saw MNSC’s providing lakhs of jobs to youngsters. Then, technology is shaping our lives in such a way that IT Industry has also become a dream job for many youngsters. On the other hand, Banking jobs like SBI Clerk are also very attractive jobs in India. It guarantees of a secure future along with the prestige and several other benefits.

Here’s how both the jobs differ from each other:

1. SBI Clerk Job VS MNC job-Growth Prospects

The growth in the IT industry is slow as compared to the banking industry. It takes close to a decade of hard work to become a Mid-level Manager. In SBI if you join as a An SBI Clerk shall be promoted to Senior Assistant following the completion of 10 years of service. When they complete 20 years of service, they shall be promoted to Special Assistant. Upon the completion of 30 years of service, they shall be promoted Senior Special Assistant. SBI Clerk can also become SBI PO via different processes.

2. SBI Clerk Job VS MNC job-Salary and Benefits

The starting Basic Pay of SBI Clerk is Rs. 19900/- (Rs. 17900/- plus two advance increments admissible to graduates). The gross salary you will get is Rs. 32, 088. An entry-level job at MNC gets a salary of Rs 5-6 lakh per annum. MNC’s have many departments where you can get placed and get a decent salary. But, it is the experience and additional skills that matter the most. Whereas, SBI Clerk might not be able to provide you with a robust salary which some MNC’s can provide you with. In comparison, SBI offers you additional benefits like housing and allowances. An SBI Clerk can also get the housing loan quickly. Hence, an SBI Clerk (Junior Associate) can do more savings than most entry level employees in an MNC, as his accommodation is taken care of by the government.

3. SBI Clerk Job VS MNC job-Job Security

High growth always attracts risks. Employees at MNC’s like IT Professionals and others always come under the influence of economic influences that affect prices and salaries. So, any day you can lose your job in any organization in India and across the globe. Recently, several IT Companies resorted to layoffs as pressure mounted due to Covid-19 crises or an uncertain business environment. Now when the covid has gone, MNC’s are still making mass firings a norm. Therefore, the banking Industry is risk-free, as we’ll always need Banks and money. In addition, the recession generally doesn’t affect the Indian public sector banks. Working as an SBI Clerk can be highly rewarding. With the e-banking and automation, Banks will to not only retain existing talent but also ensure attracting the right talent.

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4. SBI Clerk Job VS MNC Job-Work life balance)

Working hours in MNC’s may be uncertain. You’ll have to work in nights or even in festivals and manage the clients. In contrast, an SBI Clerk job has fixed timings and normally the employees finish their work in the assigned schedules. SBI gives holidays for festivals like Eid, Christmas, Diwali or Holi. Thus, employees spend more time with their family and friends making work life balance smooth.

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SBI Clerk Job VS MNC job?-Which is better SBI Clerk or MNC Job?

The SBI Clerk salary is exceptionally good in comparison to many other posts MNC’s offer. The State Bank of India (SBI) is the largest public sector bank in India, and it offers multiple benefits with job security. Hence, SBI Clerk is one of the most demanding entry-level jobs in the country. Though, SBI Clerk might not be able to provide you with a robust salary some MNC’s can offer you but the additional benefits like housing and allowances it gives, are worth it. Plus, the housing loan is quickly granted to a SBI Clerk.

Asad Yar Khan

I write and oversee the creation of informative educational blogs centering around study strategies, exam techniques, and more, to guide aspirants in clearing SSC, banking, engineering, and other competitive exams. I ensure a range of subjects are covered with precision and clarity. With over 7 years of diverse writing experience, I share a wealth of wisdom and expertise with thousands of students, through PracticeMock every day, helping them achieve their goals.

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