The long wait of aspirants targeting RRB PO/Clerk exams is over. Official notification is finally out! IBPS released the notification on its official website on June 1, 2023. Online applications started on June 1 and the last date to apply is June 21, 2023. Are you willing to apply for RRB PO/Clerk job? So, check the eligibility criteria carefully before applying online. A major update is finally rolled out in official notification on CIBIL score. Follow our blog post to know all details of CIBIL score and how to get it. 

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RRB PO/Clerk Notification 2023 Important Notice on CIBIL Score!!

IBPS RRB official notification is out on its website. A major update that is confusing aspirants is on CIBIL score. Want to know about credit history & CIBIL score? 

Important Notice: Candidates who don’t have any bank account are not required to submit any CIBIL score status at the time of joining.

• Candidates applying for RRB PO/Clerk shall ensure to maintain a healthy credit score of 650 or above respectively at the time of joining any participating RRBs’.
• Those candidates whose CIBIL scores are not updated before the date of joining any participating RRBs. So, they have to submit NOC from the lender institution at the time of the joining date. 
• Any qualified candidate is unable to submit CIBIL score/NOC. Then, the offer letter of those candidates will be canceled/ withdrawn. 

Disclaimer: Allotted RRBs hold the right to disallow candidates to cancel thier offer letter if they don’t meet the CIBIL Score eligibility criteria.

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What is CIBIL Score?

CIBIL is a rating agency and its full form is Credit Information Bureau India Limited. It is an RBI-authorized credit bureau managing and collecting information on the credit history of a person, public or private establishments. CIBIL Score is a three-digit number ranging from 300-900. The score derived by using details is found in the accounts and enquiries sections on your CIBIL report. Maintain an ideal CIBIL score closer to 900 so, the chances are higher to get loans easily. It is based on the 36 months of your credit history.

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Step-by-Step Guide to Know How to Check CIBIL Score

Do you want to check your CIBIL Score with your credit history? Follow the step-by-step guide to check your CIBIL Score online through the government agency TransUnion CIBIL’s official website.

• Open the website of TransUnion CIBIL i.e. https://www.cibil.com/.
• Select the option of Get CIBIL Score from the Credit Report Products Section
• Type your details email address and password. Attach relevant documents and proofs of Adhaar Card and PAN card. Enter the details of the PIN code, date of birth, and phone number.
• Click on the option of Accept and Continue.
• You will get an OTP on your registered mobile number. Type OTP in the respective section.
• Click on Continue.
• Select and go to the dashboard to check your CIBIL score online.

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Takeaway

Other reliable sources online where you can check your CIBIL score for free are Paisabazaar, BankBazaar, CRED, and Paytm. Candidates interested to apply for RRB PO/Clerk 2023 should consider CIBIL Score update carefully. So, you should first check your CIBIL score online for free and then, apply for RRB Clerk/PO recruitment 2023. If you don’t have a desirable CIBIL score then, you are ineligible to apply.

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