RBI Grade B 2021- Phase II-English (Writing Skills)- Essay Topics

If you’ve appeared for RBI Grade B 2021 Phase I exam, the thing which you would be pre-occupied with are the Phase I results. But don’t simply wait for the results as it may take its own sweet time to get released. Time is extremely less for the Phase II exam to take place. Considering the fact that only 20 days are left for the exam to take place. You have a vast syllabus of Economic & Social Issues and Finance & Management in front of you. You can view the List of Books & other Preparation Resources here which would be useful in your preparation.

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According to the below Phase II Exam Pattern, apart from Economic & Social Issues, there is an extra section of English (Writing Skills) which is of 100 marks, has 3 questions (1 each of essay, letter and précis writing) and is supposed to get over in 90 minutes. Often, aspirants overlook the preparation of this section when compared to ESI & FM sections. And to an extent, it’s correct also as the preparation strategy of these sections is way more difficult than that of English (writing skills). Anyways, you should try writing 2-3 essay/letters/précis in a week for efficient preparation. In this article, we have come up with the important essay topics which are likely to appear in the RBI Grade B Phase II exam.

But first, have a look at the essay topics which were asked in previous years. It will give you a good idea on the kind of topics which were asked and what kind of topics will be asked this year.

Detailed RBI Grade B 2021 Phase II Notes- Start Your Preparation Now!

Topics asked in RBI Grade B 2019 Phase II Exam

1. Higher Education
2. Stress Among Youth
3. NPFC Loan Collection Issue
4. Democracy and Importance of Vote
5. Scope of 5g in India

Topics asked in RBI Grade B 2018 Phase II Exam

1. Advantages of UPI over money transfer
2. Financial inclusion – A requirement for all ages in India
3. Crowdfunding – the new phenomenon in financing
4. Positive and negative effects of demonetization on the Indian economy
5. Measures for promoting microfinance in India

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Topics asked in RBI Grade B 2017 Phase II Exam

1. Non-Performing Assets Management
2. Is India ready for digitization in the face of cyber threats like ransomware
3. SBI and other banks merger
4. Nuclear Power and India

As you can guage from the above topics, topics were a bit relevant & contemporary. Also, it should be noticed that there are one or more topics on banking/finance, one or more topics on technology and remaining are social topics.

The trick to cover a majority of topics is to read some good articles on the internet. Editorials of good newspapers will provide you with adequate information as well as help you build a perspective. Let’s now have a look at the probable topics:

Detailed RBI Grade B 2021 Phase II Notes- Start Your Preparation Now!

List of Probable Topics Asked in RBI Grade B 2021 Phase II

1. Role of Insolvency & Bankruptcy Code to Identify & Target NPAs
2. Can the Financial Resolution and Deposit Insurance Bill Protect Financial Institutions?
3. Is the Indian Government’s Concern on Cryptocurrency Genuine?
4. 100% Electrification in India- When can India cover the last mile?
5. Agricultural Reforms & Farmers’ Protest
6. Disinvestment: Should the Government have no business being in business?
7. The usefulness of Blockchain Technology in maintaining records
8. Can Artificial Intelligence fight Cyberattacks?
9. Aadhar Card & the Right to Privacy
10. Recapitalization of Public Sector Banks
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11. Role of Bank Boards Bureau
12. Does the future belong to Neo-banks?
13. After phone and internet banking, is watch banking a new trend?
14. Rising Inflation Could Stand in the Way of India’s Economic Recovery. Discuss
15. Sebi rules on valuation of perpetual bonds: How debt MF investors may be impacted?
16. Application of NUE (New Umbrella Entity) in India
17. Govt-Owned Bad Bank Is More Capital Efficient, Can Massively Lower Credit Charge. Discuss.
18. Importance of investor education to ensure adequate investor protection
19. Are Mutual Funds the best way to invest in Security Markets?
20. Banking licenses being granted to corporate houses- Your views?
21. Lessons learnt by Liquidity crisis faced by Franklin Templeton mutual fund
22. Steps being taken by SEBI to deepen corporate debt markets in India
23. Is India ready for reverse migration?
24. Neobanking- Opportunities & Challenges in India
25. Are Banks staring at a spike in retail NPAs?
26. Is Jan Dhan Yojana a gateway to Financial Inclusion?
27. Role of FDIs and FIIs in Economic Growth?
28. Role of Credit Rating Agencies for quality uplift of companies
29. Measures to liquidate Chit Funds
    Detailed RBI Grade B 2021 Phase II Notes- Start Your Preparation Now!
30. Should Elections be declared void if NOTA has most votes?
31. Is Language the Next Big Frontier in E-Learning?
32. Are Communication Skills a must for a Leader?
33. Internet Privacy: A necessity, not a luxury!
34. Is Underemployment a bigger issue than Unemployment?
35. Future Of Trading Of Cryptocurrency In India
36. Vocal for Local- Will it be a Potent Tool in the Fight against Illicit Trade
37. Is modern media more biased than before?
38. UDYAM — a bane or boon for MSMEs?
39. Universal health coverage: The need of the hour in India?
40. Challenges of nationwide examinations being conducted during COVID-19 pandemic

These are the contemporary topics which are important for the upcoming RBI Grade B 2021 Phase II exam. Read a couple of articles on each of the topic. This reading activity will help you in not only understanding these particular topics but side-by-side you will also get information on a couple of other topics as well. For eg. if you read an article on ‘Can Artificial Intelligence fight Cyberattacks?’ you will get insights on artificial intelligence as well as cyberattacks/cyber security. So if any essay-topic is asked on artificial intelligence or cyber security, you will at least get some idea on what to write about it.

Detailed RBI Grade B 2021 Phase II Notes- Start Your Preparation Now!

This is all from us in this article. Wishing you good luck with your preparation!