RBI Assistant Vs SBI Clerk-Salary, Job Profile & Career Growth

RBI Assistant Vs SBI Clerk (Junior Associate)

RBI Assistant and SBI Clerk are two of the most equally popular and sought-after Banking jobs in India. Both posts attract countless applicants every year, to be a part of either the bankers of the bank, which is RBI, or the largest bank, which is SBI. But only a few are able to achieve their goal. But some applicants may ask- ‘How should one make a career choice between these two topmost financial institutions? What should be the basis of selection for the exam?

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In this article, we’ll discuss some differences in the Salary, Job Profile & Career Growth provided by SBI Clerk and RBI Assistant. It will greatly help you in making a choice or in getting a good understanding of the difference between these two prestigious posts.

RBI Assiatant and SBI Clerk Exam Highlights

Exam	RBI Assistant	SBI Clerk
Conducting Body	IBPS (Reserve Bank of India)	IBPS (State Bank of India)
Position	Assistant (Clerical Level)	Junior Associates (Clerical Level)
Selection Procedure	Three Stages including RBI Assistant, Prelims RBI Assistant Mains & Language Proficiency Test	Three Stages including SBI Clerk Prelims SBI, Clerk Mains & Test of specified opted local language

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RBI Assistant Vs SBI Clerk – Exam Pattern

It is important to have a good idea about the current exam pattern of the RBI Assistant and SBI Clerk Prelims 2021 exams. The syllabus of RBI Assistant Vs SBI Clerk exam is more or less similar. The topics of the syllabus for both the exams are almost the same but the difference lies in the difficulty level of both the exams. 

RBI Assistant Vs SBI Clerk: Difference in Prelims exam

Basis Of Comparison (Prelims)	RBI Assistant (prelims)	SBI Clerk (Prelims)
Number of sections in Prelims	There are 3 sections. These are: Reasoning, Quantitative Aptitude, and English	There are 3 sections in the exam. These are: Reasoning, Quantitative Aptitude, and English
Time for prelims	1 hour	1 hour
Total maximum Marks	100 marks	100 marks
Negative Marking	Yes	yes
Sectional timing	20 minutes for each section	20 minutes for each section
Sectional Cut Off	Yes	No

RBI Assistant Vs SBI Clerk: Difference in Main exam

Basis Of Comparison (Mains)	RBI Assistant (Mains)	SBI Clerk (Mains)
Number of sections in Mains	There are 5 sections in the exam i.e Reasoning, Quantitative Aptitude and English and GA and Computer knowledge	SBI Clerk Mains Exam tests candidates with 4 sections, including General English, General/Financial Awareness, Quantitative aptitude and Reasoning ability & Computer aptitude
Time for prelims	2 hours & 15 mins	2 hours & 40 mins
Total maximum Marks	200 marks	200 marks
Negative Marking	Yes	yes
Sectional timing	Yes	Yes
Sectional Cut Off	Yes	No

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RBI Assistant Vs SBI Clerk (Junior Associate)-Difference in Salary

By looking at the above table it can be clearly seen that the Gross salary of an RBI Assistant is much higher than that of an SBI Clerk. However, here if we talk about a comparison between the two on the basis of salary then it is very apparent that RBI Assistant falls under the winning category.

RBI Assistant Salary	SBI Clerk Salary
As far as the basic pay of an RBI Assistant goes is Rs 13150/-	The starting Basic Pay is Rs.13075/- (Rs11765/- plus two advance increments admissible to graduates)
Gross Salary – Rs 32528/-	Gross Salary – Rs 11765 + two advance increments admissible to graduates
Pay Scale of RBI Assistant – 13150-750(3)-15400-900(4)-19000-1200(6)-26200-1300(2)-28800-1480(3)-33240-1750(1)-34990(20 years)	Pay Scale of SBI Clerk – Rs.11765-655/ 3-13730-815/ 3-16175-980/ 4-20095-1145/ 7-28110-2120/ 1-30230-1310/1-31450

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RBI Assistant vs SBI Clerk- Difference in Job Profile

The Job profile of RBI Assistant revolves around Ensuring Financial Stability, Issue & Circulation of currency, verification of documents Government treasury-related work among other important tasks. Whereas, the job profile of SBI Clerk involves performing the day-to-day bank functions like opening accounts, amount transfers through cheque/ NEFT/ RTGS, etc, issuance of Demand Drafts (DD), cheque clearance, checkbook requests, and more. Given below is the detailed comparison between the job profile of the two posts:

RBI Assistant	SBI Clerk
JOB PROFILE -Maintaining files -Data Entry -Responding to RTI Queries -Replying and maintaining Email logs -Currency Issue and Circulation -Verification of Customer’s Banking Documents	JOB PROFILE -Handling of Files -Handling Customer Queries -Providing various customer Services -Playing the role of a Cashier -Single Window Operator

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RBI Assistant vs SBI Clerk-Career Growth

RBI Assistant Career Growth	SBI Clerk Career Growth
Grade A Officer (Assistant Manager)	After 3 years of service, a clerk can become a trainee officer after clearing a written test and an interview
Grade B Officer (Managerial Level)	After completion of probation with a good performance, the trainee officer will either be recruited into Middle Management Grade Scale-II (MMGS-II) cadre or will be sent back to the clerical cadre.
Grade C (Assistant General Manager)	After completing 6 years of service under fast track promotion or completing 12 years of service under normal promotion channel, a clerk can be promoted to Junior Manager Grade Scale (JMGS-I) officer.
Grade D (Deputy General Manager)
Grade E (General Manager)
Grade F (Deputy Governor)

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How to choose one exam and clear it?

After going through all the major differences mentioned above, you may have well understood these two job profiles. To choose one role, you will have to reflect and consider the differences before making the right job that suits your own personality best. Though these both exams come with great benefits, you will have to be well aware of the work pressure and the salary to make a wise decision. So, it is better to make a choice as quickly as possible and start preparing for the upcoming RBI Assistant 2021 exam via the latest and the best RBI Assistant 2021 Mock Tests from PracticeMock to experience magical results!