In this blog today, PracticeMock is going to cover a detailed analysis of NIACL AO vs SBI PO. Both exams are highly reputable and hail from credible Indian organizations. Both jobs are lucrative in terms of salary and career growth. It can be difficult to make a choice. Ideally, one job can’t be described better than the other. You will have to decide for yourself. So, 0ur judgment based on useful parameters will give you insights on what these jobs have to offer in totality.
Here are the following parameters included for the comparison
- Selection Process
- Job Profile
- Salary Structure
- Career Growth
- Posting/Transfer Policy
- Bond Signing
NIACL AO vs SBI PO – A Basic Comparison
| CATEGORY: | SBI PO | NIACL AO |
| JOB PROFILE | Public Dealing | Client Interaction, Auditing and Analysing and Policy Making |
| POSTING | Urban/Rural | Urban |
| PROMOTIONS | Frequent | After 5-8 years |
| TRANSFER | Frequent | After 3-5 years |
| EXAMINATION TYPE | Online: Prelims + Main | Online: Prelims + Main |
| BOND | 3 Years | 4 years Bond |
Selection Procedure
The overall selection process is exactly the same for both the exams.
| NIACL AO | SBI PO |
| An objective examination along with a descriptive test during mains. 3 Rounds of selection process: Prelims Mains Personal Interview | An objective examination along with a descriptive test during mains. 3 Rounds of selection process: Prelims Mains Personal Interview |
SBI PO Exam Pattern Prelims
| Serial Number | Name of section | Number of questions in the section | Marks allotted for the section |
| 1 | English Language | 30 | 30 |
| 2 | Quantitative Aptitude | 35 | 35 |
| 3 | Reasoning Ability | 35 | 35 |
| – | Total | 100 | 100 |
SBI PO Main Exam Pattern
| Serial Number | Name of the section | Number of questions asked in the section | Marks allotted to the section |
| 1 | English language | 35 | 40 |
| 2 | Data Analysis and Interpretation | 35 | 60 |
| 3 | Reasoning Ability and Computer Aptitude | 45 | 60 |
| 4 | General Awareness (special reference to banking industry) | 40 | 40 |
| – | Total | 155 | 200 marks |
NIACL AO Exam Pattern 2021
Phase-1 – Prelims Exam Pattern
| Subject | Marks | Time | Medium |
| English Language | 30 | 20 Minutes | English |
| Reasoning | 35 | 20 Minutes | English & Hindi |
| Quantitative Aptitude | 35 | 20 Minutes | English & Hindi |
| Total | 100 | 60 Minutes |
Phase-2 Exam Pattern – Mains
| Subject | No. of Ques. / Max Marks | Time | Medium | Type |
| Test of English Language | 50 | 120 Mins | English | Objective |
| Test of Reasoning | 50 | English & Hindi | Objective | |
| Test of General Awareness | 50 | English & Hindi | Objective | |
| Test of Quantitative Aptitude | 50 | English & Hindi | Objective | |
| Total | 200 |
SBI PO vs NIACL AO Salary Structure
| SBI PO | NIACL AO |
| In-hand salary – 42,000-44,000 (But including everything and if you crack the JIIB exam after you join as a PO, your annual package can range from 8.00 LPA – 13.00 LPA | “Basic pay of Rs. 32,795/- on the scale of Rs. 32795-1610(14)-55335-1745(4)- 62315 and other admissible allowance as applicable. Gross emoluments will be approximately Rs. 60,000/- p.m. in Metropolitan Centers. Other benefits such as coverage under National Pension System governed by PFRDA, Gratuity, LTS, Medical Benefits, Group Personal Accident Insurance, etc., shall be as per rules. The Officers are also entitled to Company’s / leased accommodation as per norms. The salary scales are due for revision w.e.f Aug 2017.” |
NIACL AO vs SBI PO – Eligibility Criteria for SBI PO
| Educational Qualification | Graduation or any equivalent degree |
| Age limit | 21 to 30 years |
| Age Relaxation | SC/ST- 5 years OBC (NCL)- 3 years |
| The number of attempts: | UR/EWS –4 OBC- 7 SC/ST – No Limit |
Eligibility Criteria for NIACL AO
Age Limit
As on April 1, 2021
- Min: 21 years
- Max: 30 years
Age Relaxation:
- SC/ ST: 5 years
- OBC (Non-Creamy Layer): 3 years
Educational Qualification
Graduate/post graduate in any discipline from a recognised University or any equivalent qualification recognised as such by Central Government with at least 60% marks in either of the degree examination for General candidates and at least 55% marks for SC/ST/PwBD candidates.
NIACL AO vs SBI PO – BOND
| SBI PO | NIACL AO |
| An SBI PO has to sign a three-year bond | A minimum period of four years including probation period |
Career Growth Plan Comparisions
| SBI-PO | NIACL AO |
PO/AM Deputy Manager Manager Chief Manager Asst General Manager Deputy General Manager General Manager Chief General Manager Deputy Managing Director | regular promotions in NIACL need at least five years of work. We can assume it has more to do with seniority. Further from here, you can expect promotions at the interval of every three years. You will have a raise in your perks and basic salary as well. Every five years, the employees of NIACL can expect a wage revision as per the guidelines. |
Work Culture
| SBI PO | NIACL AO |
| Work pressure is high for an SBI PO. | Work pressure is comparatively less if compared with SBI PO |
NIACL AO vs SBI PO – Transfer Policy
| SBI PO | NIACL AO |
| Transfers happen every 2 to 3 years. Can be transferred to Rural or Urban Areas | Transfers happen every 3 to 5 years. |
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NIACL AO Previous Year Cut Off 2021 State Wise
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