New Descriptive English Topics in RBI Grade B 2025 Phase 2 Exam

The Descriptive English section plays a pivotal role in the RBI Grade B Phase 2 exam. You can fetch a maximum of 100 marks by writing an effective Essay, a précis, and answering questions based on Reading Comprehension passages. This section will simply test how well you know English grammar and how good your vocabulary is. Plus, how smartly you can structure your thoughts, how clearly you can write, and how well you can express your opinion on current issues. In recent exams, new types of topics and styles of questions have been added. These changes aim to test your writing tone, critical thinking, and awareness about the economy, finance, and governance. In this blog, we’ll share practical and smart tips to help you understand and tackle the new types of questions confidently.

Tips to Master New Descriptive Topics in Phase 2

The Descriptive section may seem tricky because of the changing formats and expectations. But with the right approach, you can learn to write clearly, logically, and quickly under exam pressure.

1. Understand What’s New

New types of essays and RCs need deeper thought and an expression that is properly structured. So, if you want to get ready to face any type of topic, you need to:

• Go through questions that were asked in previous years’ question papers.
• Read recent sample papers carefully.
• Know the new essay topics asked.
• Focus on tone, opinion, and facts.
• Study current economic and political themes.
• Practice new styles of précis and comprehension.

2. Structure Answers Effectively

If you write a neatly framed answer, your answer will always be easy to read and score.

• Use clear introductions and conclusions.
• Stick to one idea per paragraph.
• Keep sentences short and clear.
• Avoid repeating points.
• Use linking words to connect ideas.

3. Stay Updated with Current Issues

You’ll need current content to write related answers.

• Read daily news and editorials.
• Note down facts, data, and reports.
• Focus on economic and policy updates.
• Build your opinion on major issues.
• Read RBI and government releases.

4. Improve Language and Vocabulary

Strong language boosts clarity and impact.

• Read quality content every day.
• Maintain a word and phrase journal.
• Practice error-free sentence construction.
• Use examples in essays.
• Avoid slang or casual terms.

5. Practice Mock Tests Consistently

Mock tests help improve writing speed and structure.

• Take at least 2 mocks per week.
• Time your writing strictly.
• Get expert feedback.
• Learn from your mistakes.
• Revise using mock evaluations.

Important Topics or Themes for New Questions

What’s attracting new types of questions? Here’s a list of topics from Economics to Politics commonly asked in the RBI Grade B Phase 2 Descriptive English section:

Economy & Finance

• Inflation and its impact
• Fiscal policy vs. monetary policy
• Budget analysis and economic reforms
• Role of RBI in economic stability
• Digital economy and fintech
• Non-performing assets (NPAs)
• India’s GDP trends and growth strategies

Banking & Financial System

• Banking sector reforms
• Financial inclusion
• Role of public sector banks
• Privatization of banks
• RBI guidelines and regulatory measures
• NBFC crisis and regulation

Social & Development Issues

• Poverty and unemployment
• Education system and NEP
• Health infrastructure
• Climate change and sustainability
• Women empowerment and gender equality
• Rural vs. urban development

Current Affairs & Global Issues

• India’s G20 presidency
• Global recession fears
• Trade wars and global inflation
• India-China relations
• Geopolitical tensions and impact on economy

Politics & Governan

• Electoral reforms
• Cooperative federalism
• Role of bureaucracy in governance
• Good governance and transparency
• Policy implementation challenges

How to Frame Smart Descriptive Answers

To score well in the Descriptive English section, you will need to answer with a lot of thought and clarity. Your critical thinking will be tested. If the topic is simple, your response can be simple too. But if it is related to an economic policy (like that of the RBI), then you’ll need to write a deeper, more analytical answer. That means, in your response to the given topic, you must not only showcase your language skills but also clearly reflect your understanding and viewpoint.

Let’s understand this using a real passage example below.

Here is an extract from a news article published in Business Today on April 15, 2025:

The Securities Board of India (SEBI) is actively reviewing the clause 24(b), which doesn’t allow MFs to enter any other business other than management and advisory services, says Manoj Kumar, ED, SEBI.
He said: “Regulation 24(b) is one of the serious obstacles for the growth of mutual fund industry. So we are doing a significant review of it.” Talking at the CII Mutual Fund Summit 2025, he also said that the regulator is also working on simplification of scheme categorization for mutual funds for better MF reach and total expense ratio (TER) that is annual cost of managing the mutual funds.

How to Approach This in Descriptive English:

When writing on such topics, follow this simple 3-step method:

1. Explain Simply

Start by clearly stating what the issue is.

SEBI is reviewing clause 24(b), which restricts mutual funds from doing other types of business.

2. Show Relevance

Briefly mention why it matters.

This could remove barriers to growth and improve mutual fund access for investors.

3. Give Insight

Share your analysis or personal viewpoint.

Such changes may promote innovation and bring down investor costs in the long run.

Pro Tip: Use real current affairs-based examples like this to support your arguments. Write clearly, stay balanced, and always link your thoughts logically.

Takeaway

To crack Descriptive English in Phase 2, keep yourself informed, practice regularly, and work on your writing structure. New question types test your clarity of thought and awareness of current issues. Trust your preparation, stay consistent, and write with confidence. With smart practice, this section can become your strongest scoring area.

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