NABARD Grade A or SBI PO-Which is Better?

NABARD Grade A and SBI PO exams are some of the most sought-after Bank exams. Almost every year, lakhs of candidates fill online applications to appear for both the exams and test their talent and destiny.  This is because both posts guarantee attractive perks and salaries. If you are also looking for the pros and cons of both the posts through comparison to know which one best meets your demands and suits your personality as a better career option between NABARD Grade A and SBI PO, then this article will do the work for you.

NABARD Grade A and SBI PO, both poles apart in many ways and require different roles and responsibilities. Given below are some of the major differences between the two, that will help you in making a more informed decision while choosing one of them as a career option.

NABARD Grade A	SBI PO
NABARD is a DFI (Development Finance Institution) is an apex institution that works for agriculture and rural finance by Participating in policymaking and Providing finance and refinance Training and consultancy.	SBI is a Commercial Bank that provides banking services. SBI works just like any other commercial bank. It accepts deposits from the public, provides all kinds of loans, sells mutual funds and insurance schemes, does remittances and other similar banking activities.

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NABARD Grade-A vs SBI PO

Now let us take a look at the detailed comparison between the two posts:

Basis of Difference	NABARD Grade-A	SBI PO
Profit Making	The objective of NABARD is not to make a profit, it is not a listed company like SBI.	SBI is a listed company. For SBI quarterly profits are monitored by the market and reflected in its share price.
Competition with other Banks	NABARD is unique, no Bank competes with it. There is no other institution of such nature of work in India.	There are over 30-40 other banks that provide the same services as SBI does. SBI also competes with them in the market
Workforce	NABARD has 4000 employees and some 31 offices. Therefore, in comparison to NABARD is a very small organization.	SBI has 2.5 lakh employees SBI and more than 24,000 branches.
Job Responsibility	The Assistant Manager will have to fulfill the following responsibilities: -Manage internal security, passages, entry and exit points, surveillance through CCTV, monitoring, recording, etc., in the Bank’s office buildings. -Protocol duties. -Maintenance/Security of Bank’s properties. -Control over the staff deployed for the purpose. -Work culture is purely bureaucratic at NABARD. The employee has to report to the CGM (Chief General Manager) of the Regional Office.	The PO will have to fulfill the following responsibilities: -Work upon daily customer transactions, pass a cheque, draft issuance, cash management, etc. -Supervision of clerical work, making decisions for the benefit of the bank, managing cash balance -Work as a public relations officer, handle customer complaints and address various customer-related issues. -Verify all the work done by the bank clerk. -Issue ATM cards, checkbooks, Demand Drafts, etc. -Take care of the loan related documents and performs on-site visits of the loan-taking parties as and when required.
Work Pressure	In NABARD there is hardly any work pressure, you will be able to complete your work in the given office hours.	In SBI there will be work pressure to meet targets, deadlines, loan recovery, customer service, and others.
Salary	Candidates selected through NABARD Grade A 2021 exam will get a starting basic pay of Rs 28,150. The pay scale for this post is Rs 28,150-1550(4)-34,350-1750(7)- 46,600-EB-1750(4) – 53,600-2000(1) – 55,600/-Currently, the initial monthly gross emoluments are around Rs 70,000/-	As per the Bipartite Settlement, the SBI PO basic pay scale is Rs. 23700-980/7-30560-1145/2-32850-1310/7-42020 as applicable for Junior Management Grade Scale I. The starting basic pay will be Rs.27,620/- with 4 advance increments. With basic pay and allowances, the total in-hand salary will be around Rs. 40000/- to Rs. 45000/- based on the location of posting and other factors.
Career Progression	The hierarchy of posts right from the post of Assistant Manager is as follows -Assistant Manager -Manager -Assistant General Manager -Deputy General Manager -General Manager -Chief General Manager -Executive Director -Director       Attempt NABARD Grade-A Mock Tests to get the feel of the actual exam! Get one Mock Test absolutely FREE!	After two-year probation, various promotion positions are as follows: -Assistant Manager -Deputy Manager -Manager -Chief Manager -Assistant General Manager -Deputy General Manager -General Manager -Chief General Manager -Deputy Managing Director -Managing Director -Chairman       Attempt NABARD Grade-A Mock Tests to get the feel of the actual exam! Get one Mock Test absolutely FREE!

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Conclusion

For you, both NABARD Grade-A officer and SBI PO may have their own merits, demerits, importance. One of them may or may not suit your ways of working. It entirely depends on your liking and expectations which you can know from the table given above. In case you choose anyone of them, it is important to prepare them well in a systematic manner. And that is possible through taking NABARD Grade-A and SBI PO Mock Tests.