LIC AAO vs LIC ADO-Know the Difference!

With an ever-increasing number of people opting for insurance services, Jobs in the insurance sector are becoming one of the most preferred career options for students. LIC ADO and LIC AAO are one of the most sought-after options like the NIACL AO (New India Assurance Company Limited Administrative Officer) Exam. The Life Insurance Corporation conducts both the LIC Administrative Officer (LIC AAO) and the LIC Apprentice Development Officer (LIC ADO) exams.

These two jobs have many similarities and some dissimilarities, which we will be focusing on in this article to give you a better idea about which one suits your personality and interest LIC ADO or LIC AAO.

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Difference Between LIC AAO and LIC ADO

LIC AAO stands for Life Insurance Corporation of India’s Assistant Administrative Officer.
It is an administrative, office, or desk job. You will sit at a LIC office and manage the staff.  On the other hand, LIC ADO is a sales administrative job (primarily marketing and sales job). In it, the candidates are required to tour allotted areas to locate and sponsor suitable individuals as Life Insurance Agents. Both the LIC AAO and LIC ADO jobs offer a few amazing perks and benefits, making the insurance sector one of the coolest choices in terms of career growth and development. This is the reason why the number of aspirants interested in this type of government job has sky-rocketed over the past few years.

If you want to apply for the upcoming LIC exams, you can take a look at the differences between the LIC AAO and LIC ADO exams given below:

Basis of Difference	LIC AAO	LIC ADO
Salary	The initial basic pay is Rs. 32,795	The initial basic pay is Rs. 21,865
Age Limit	The candidate must have attained the age of 20 years and should not be more than 30 years of age.	The age limit for a candidate applying for the LIC ADO exam is between 21 years to 30 years
Minimum experience	No experience is required	Preference would be given to candidates who have at least 2 years of experience in life insurance industry or in the marketing of financial products.
Qualification	A Bachelor’s degree from any Government recognized University	The candidate must have a Bachelor’s Degree from a University in India approved for the fellowship of the Insurance Institute of India, Mumbai.
Job Profile	-Filing claims and settlements -Monitoring existing insurance policies -Formulating new policies and Administrative works -It is a Class I and fully secured Job	-Facilitating the recruitment of LIC Agents -Provide training to LIC Agents -Assign sales target for LIC Agents -It is Class II and an equally secured job.
Allowances	Along with a basic salary, various allowances are provided. The details of allowances are mentioned below: -Dearness Allowance (DA) -House Rent Allowance (HRA) -City Compensatory Allowances (which depend on the category of the city were posted like X – city, Y – city, and Z – city.)	The various allowances for LIC ADO are as follows: -Dearness Allowances (DA) -House Rent Allowances (HRA) -City Compensatory Allowances (depends on the classification of the city) (CCA) Want to clear LIC ADO 2023 exam? Click here & Start your prep. to gain success with a Free Mock Test!

Note: There is not much difference between the syllabus and exam pattern for both posts.

If you want to apply for either of the two posts, both the posts offer job security, respect, and growth for one’s career along with high work pressure like in any other respected job profile. An Administrative Officer requires to follow the usual office work. Whereas, an Apprentice Development Officer requires more traveling and attending sales meetings.

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LIC AAO vs LIC ADO-Which is better?

If you are looking for a government job, you can opt for one of the above-mentioned jobs in the insurance sector. Although LIC ADO is a job where you will be paid a salary one lesser in comparison to the salary paid to LIC AAO, LIC ADO involves more fieldwork and gives more ground experience, whereas LIC AAO offers more Office work. ADO is a permanent job and once the employee completes the probation period, he/she becomes a confirmed employee. The selected candidates as LIC AAOs have to serve for 2 years as a probationer under LIC.

After successful completion of this probation period, a candidate can become a permanent employee of LIC. LIC AAO is not subjected to any targets like LIC ADO as it is an administrative job. But AAOs are subjected to transfer after every 3 years. The Apprentice development officer job is a marketing job and is subjected to targets and if targets are not fulfilled the company has every right to take any disciplinary action.

Therefore, you can go through the difference between LIC ADO and LIC AAO exams presented above in this article in order to choose the best-suited option. In the end, the choice is entirely yours, so choose it wisely or try your luck and talent in both exams!