IBPS RRB Salary 2022: Post-wise In Hand Salary, Job Profile and Career Prospects

IBPS conducts IBPS RRB PO/Clerk Exams for the recruitment of banking personnel in many rural banks. The notification, which was released for the IBPS RRB Exam 2021 recently declared the recruitment of more than 11,000 vacancies under various posts this year.

If you are interested in clearing the upcoming IBPS RRB exam, you might like to know about the salary and job profile details about the posts.

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IBPS RRB Post-wise Salary 2022: In-Hand Salary

Check out the in-hand salary for various Group A and B posts under IBPS RRB Exam from the table given below:

IBPS RRB Posts	In-hand Salary
Officer Scale 1 (Probationary Officer or PO)	Rs. 51,000/- to 58,000/-
Officer Scale 2 (Generalist & Specialist)	Rs. 33,000/- to 39,000/-
Officer Scale 3	Rs. 38000/- to 44,000/-
Office Assistant or Clerk (Multipurpose)	Rs.15,000/- to 19,000/-

Note: The in-hand salary may vary according to the place of posting and other aspects as well. Plus, there will be a deduction of 10% from the Basic Salary under the National Pension Scheme (NPS).

IBPS RRB PO Salary (Officer Scale 1)

As an IBPS RRB Probationary Officer (Scale 1), you can receive a salary in the pay band of Rs. 51,000 to 58,000/-. Plus, you can also get an increment in the salary on a regular basis.

Here are the annual increments in IBPS RRB PO Salary:

Period of Service	Annual Increments
First 7 Years of Service	Rs. 980/-
Next 2 Years of Service	Rs. 1145/-
Next 7 Years of Service	Rs. 1310/-

Note: Apart from the annual increments, the Probationary Officers also receive increments as per the latest revisions in the pay commission. Plus, there is an increase in salary in case of posting to higher-level cities or promotions.

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IBPS RRB Clerk Salary (Office Assistant)

As an IBPS Officer Assistant (Multipurpose) or IBPS RRB Clerk your salary can range between Rs. 21,000 to Rs. 23,000. 

Check out the the annual increments from the table given below:

Period of Service	Annual Increments
First 3 Years of Service	Rs. 400/-
Next 3 Years of Service	Rs. 500/-
Next 4 Years of Service	Rs. 600/-
Next 7 Years of Service	Rs. 700/-
Next Year	Rs. 1300/-
Next Year	Rs. 800/-

Note: Apart from the annual increments, IBPS Office Assistant also receives other allowances and perks apart from their salary. This adds up to their salary making it almost Rs. 21,000/- to 23,000/- per month.

IBPS RRB Allowances and Perks 2022

As an officers selected under IBPS RRB Exams, you can enjoy multiple allowances. The final in-hand salary of IBPS RRB Officers includes the sum of all of their allowances and basic pay after all the deductions. RRB Officers get Dearness Allowances, House Rental Allowances, and Special Allowances as per their basic pay. Apart from all these allowances, there are some other allowances that are not fixed but conditional. Here are the details of such allowances:

• Travel Allowances- The bank provides its employees with complete travel allowances or the reimbursement of the amount spent on petrol/diesel.
• Leased Accommodation- Also known as House Rental Allowance (HRA), in this case, the bank either provides a house quarterly to live or allows the employees to rent accommodation for which the bank pays.
• Medical Allowance- The bank pays a fixed amount for the medical expenses of the employees and their families.

Check out the table given below to know more about the ore information about the IBPS RRB Allowances and Perks:

IBPS RRB Allowances	Amount of Allowances
Dearness Allowance (DA)	75.9% of the Basic Pay
House Rental Allowance (HRA)	Rural Areas: 5% of Basic Pay Semi-urban Areas: 7.5% of Basic Pay Urban Areas: 10% of Basic Pay
Special Allowances	7.75% of Basic Pay
Travel Allowances (TA)	The employees are paid TA during their transfer.
Medical Expenses	The Bank also pays all the medical expenses of the employee and their family members.
Gratuity on Retirement	The bank officers receive a lucrative amount of gratuity at the time of retirement as per their basic pay.
Petrol / Fuel Reimbursement	Petrol / Fuel reimbursements are also paid to the candidates as per their distance from the office.
Miscellaneous	IBPS Officers also receive other miscellaneous allowances and perks.

IBPS RRB Job Profile 2022

As an IBPS RRB Officer, you’ll generally work in the rural banks and work at the administrative level. The job profile of the officers may vary according to the posts they are offered. The job profiles of various IBPS RRB Officers are provided here.

IBPS RRB Officer Scale 1 Job Profile (PO)

The Probationary Officers (PO) work under various departments in the bank. They ensure a smooth and uniform workflow in the bank. They are provided 2 years of training and a fixed amount is paid to them during the training period. The responsibilities of IBPS Probationary Officers are provided below:

• Ensuring smooth day-to-day operations.
• Disbursement of loans and rating of credit portfolio.
• May work as a single-window operator or teller.
• The focus of various schemes and policies in the rural banks.
• Audit reports and NPA recovery.
• Managing in-house staff and clerical staff.

Apart from the above job responsibilities, the POs may also be required to work under various other departments such as Loan, Credit, Recovery, Treasury, etc. as per the requirements. The job profile is highly dynamic and the banks rely on the POs for their various operations.

IBPS RRB Office Assistant Job Profile (Clerk)

The Office Assistants (Clerks) take care of all the clerical works in the offices. They are responsible for assisting the higher-level officers in office work as well. They often work as the single window operators in the banks and carry out transaction and documents related work. Job responsibilities of IBPS RRB Clerk are provided below.

• Receives and Acknowledges Cash, Drafts, Cheques, Pay Orders, and Other instruments.
• Operates Cash Deposit and Withdrawal windows.
• Maintains office records and files.
• Assists higher officials in their day-to-day work.
• Account Opening, Closing related work.
• Customer-support.

Apart from the above job responsibilities, they may also be allotted other work by their higher officials as per the requirements. Overall, the Clerks are responsible for providing direct service to the customers and handling day-to-day banking operations.

IBPS RRB Career Growth

Joining the Regional Rural Banks may not be as lavish as corporate banks but it has its own perks. The RRBs provide better job security as compared to the private banks. Moreover, there are various growth opportunities if the candidates can prove their efforts and capabilities. 

• The candidates who join as officer scale 1 can easily be promoted to officer scales 2 and 3 through hard work.
• They can even rank up the ladder through their expertise and become CEOs and MDs.
• Some of them even get a chance to participate in exchange programs through which they get to be a part of various government departments and implement their knowledge and skills.
• They also get to interact with people from all financial strata and help them with their finances. The satisfaction of helping people devoid of basic developmental facilities and extending financial assistance and incentives to them can only be experienced in these small-scale RRBs.

IBPS RRB 2022: FAQs

Q1. What is IBPS RRB syllabus?

IBPS RRB syllabus covers, Quantitative Aptitude, Reasoning Ability, Computer Knowledge, General Awareness, Hindi/English Language for both Prelims & Mains exam.

Q2. Is there any difference between the syllabus of IBPS RRB PO and Clerk exam?

No there is no difference between both the syllabuses. The topics are the same. Only the difference lies in the difficulty level of the questions asked in the exam.

Q4. Can I Apply for both IBPS RRB Officer Scale-I and Office Assistant?

Yes, you can apply for both the exams if you meet the eligibility criteria of both the posts.

Q6. Are the marks obtained in prelims exam considered for calculating the final selection?

No, only the marks scored in the mains and interview round will be considered for final selection.

Q5. Is there negative marking in the IBPS RRB exam?

Yes, as per the negative marking scheme, one-fourth of the marks (1/4th) will be deducted for every wrong answer marked.

Q7. Is there any sectional cut off for each section in IBPS RRB exam?

Yes, you will be required to obtain a minimum score in Prelims and Mains examination to be considered to be shortlisted for next round.

Q3. Does IBPS RRB have interview?

There is no interview round for Office Assistant posts. But it is a part of the selection process for the post of Officers Scale I, II and Scale III.