IBPS RRB CIBIL Score 2024, Check Complete Details

IBPS RRB CIBIL Score 2024: The Institute of Banking Personnel Selection has released the IBPS RRB Notification 2024 for 10,313 PO and Clerk posts with a complete exam schedule. The process has also started and the last date for the submission of the online forms is by 27th June 2024. The pre-examination training will begin from 22nd to 27th July 2024 in online/offline mode. IBPS RRB PO & Clerk Prelims Exam will be conducted on 3rd, 4th, 10th, 17th and 18th August 2024. Candidates who have applied online to take the exam and are preparing either for the IBPS RRB Clerk 2024 or IBPS RRB PO 2024 exam must keep in mind their IBPS RRB CIBIL Score mentioned in the IBPS RRB notification 2024. In this blog, we’ll discuss all the important points about the IBPS RRB CIBIL Score 2024, which is one of the essential parts of the recruitment process. Selected candidates have to submit credit history at the time of document verification. Then, final appointment letters will be provided to candidates to join respective RRB on Clerk and PO posts.

IBPS RRB CIBIL Score 2024

The IBPS RRB notification 2024 mentions the IBPS RRB CIBIL Score 2024 clearly under the heading ‘Credit History.’ It states that the candidates who have a Bank account will have to submit the CIBIL Score Status based on which IBPS RRB CIBIL Score 2024 will be calculated. Candidates without a Bank account need not to produce or submit any CIBIL score status at the time of joining. Therefore, candidates who are applying for RRB PO/Clerk need to keep in mind the following points to maintain their IBPS RRB CIBIL Score:

1. They need to make sure they maintain a good credit score of 650 or above at the time of joining of RRBs as RRB Pos or RRB Clerks.
2. Candidates whose CIBIL scores are not updated before the date of joining any participating RRBs, will have to submit NOC from the lender institution at the time of the joining date.
3. If any qualified candidate fails in submitting the CIBIL score/NOC, there offer letter will be cancelled/ withdrawn.

NOTE: If a candidate doesn’t meet the CIBIL Score eligibility criteria, the allotted RRBs have the right to disallow him/her to cancel his/her offer letter.

IBPS RRB 2024 Credit History

The authorities will know the IBPS RRB 2024 Credit History through IBPS RRB CIBIL Score 2024. So, the candidates need to maintain a healthy Credit history at the time of joining of RRBs. The minimum IBPS RRB CIBIL Score is changed or amended as per the policy of the participating RRBs.

Those candidates who fail to update their CIBIL status before the date of joining, have to either get the CIBIL status updated or produce the NOCs from lender to the effect that there is no outstanding CIBIL score regarding the accounts have a negative effect in the CIBIL If they fail in it their offer letter will be withdrawn or canceled.

In addition, candidates having no bank account will not have to display their CIBIL status. The allotted RRBs have the right to debar or refuse the candidate who does not meet RRB’s Credit History or Score criteria.

What is CIBIL Score?

Candidates who want to know about the IBPS RRB CIBIL Score 2024, must first understand the what exactly is CIBIL Score. Credit Information Bureau India Limited, known as CIBIL is a rating agency.  It is a credit bureau authorized by the Reserve Bank of India (RBI). It manages and collects information on a person’s credit history and public or private institutions. CIBIL Score is a three-digit number ranging from 300 to 900. The CIBIL Score will be obtained using details found in the accounts and inquiries sections on a candidate’s CIBIL report. Therefore, candidates should maintain an ideal CIBIL score closer to 900. This score increases their chances of getting loans easily. It is based on the 36 months of credit history of a candidate. The IBPS RRB Cibil Score 2024 will play an important role in deciding whether they’ll get an offer letter or not.

Steps To The Check CIBIL Score

Candidates who want to check their IBPS RRB CIBIL Score 2024 can do so by checking their credit history. Given below are easy steps any candidate can follow to easily and quickly check his/her CIBIL Score online with their credit history through the government agency TransUnion CIBIL’s official website.

1. Go to the TransUnion CIBIL website at https://www.cibil.com/.
2. Select “Get CIBIL Score” from the Credit Report Products section.
3. Enter your email address, password, and relevant details including Aadhaar and PAN card, PIN code, date of birth, and phone number.
4. Click “Accept and Continue.”
5. Enter the OTP received on your registered mobile number.
6. Click “Continue.”
7. Access the dashboard to view your CIBIL score online.

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IBPS RRB CIBIL Score 2024 FAQs