Why does IBPS Clerk get more stress than IBPS RRB Office Assistant?

‘Is IBPS RRB Office assistant job not as good as IBPS Clerk’s?’ is a question you’ll find doing rounds on the internet. And, it is true, but not entirely true! How?

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IBPS RRB Office Assistant job is not as good as IBPS Clerk job in terms of career growth and development. But it proves to be a perfect and much better job than IBPS Clerk for some candidates who need time to study for other career options, such as UPSC, at the same time.

In addition, the IBPS Clerk job may invite more pressure and more stress, than IBPS RRB Office Assistant. And it also differs from person to person. Let’s assume you go to have an experience of both the jobs to enjoy the benefits and feel the stress that both jobs promise!

Let’s take a look at whether you will get more stress, as an IBPS Clerk or as an IBPS RRB Office Assistant!

Job Profiles-Roles and Responsibilities

To have a fair opinion about which job gives more stress, we will have to understand the nature of the jobs, and what responsibilities, duties, and promises they are required to fulfill, and the promotions they get.

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Here is all you will be required to do as:

1.) IBPS RRB Office Assistant

The IBPS RRB Office Assistant is a Management novice or a trainee job. After clearing the Exam, you will be on a probation period of 2 years. You will have to go through this coaching phase. After the completion of the probation period, you, as RRB Office Assistant will get promoted to the Assistant Manager of the Gramin Bank.

Here are some of the most essential tasks you will have to take care of:

The multiple responsibilities you will have to face as IBPS Clerk are as follows:

• Verification of multiple documents and proofs submitted by the customers
• Single Window Operation
• Passbook, Demand Drafts (DDs), bank accounts for the customers, cash receipts, etc.
• Resolving the various issues of the customers
• Passbook update
• Guiding customers relating to various banking activities
• Attending treasury works
• Managing the cash deposits and withdrawals

IBPS RRB Office Assistant (IBPS RRB Clerk) Growth/Promotions

When you will join as an IBPS RRB Office Assistant, you will have an opportunity to become Scale-II or Scale-III officers via promotion. The career growth opportunities are limited as compared to other commercialized and nationalized banks because of the small-scale existence of rural banks.

2.) IBPS Clerk

Banks clerks are the professionals we meet as customers, whenever we enter the Banks and do inquiries and ask for guidance. As an IBPS Clerk, your primary job will be to interact with customers, update passbooks. In other words, it will be a front desk job.

You will have to help the customers when they would Deposit or withdraw Cash from their accounts.

Your roles and responsibilities will include:

• Verification of various documents and proofs submitted by the customers
• Responsible various important documents, keys, etc. 
• Responsible for sanctioning of withdrawals by the customer, verifying cheques, issuing demand drafts (as per request) and other services to the customers.
• Manning Single Window Counter task time to time
• Issue Cash Receipts and ESI Stamps at Counters
• Attending to Government Treasury Work
• Pass Books Updation of Account Holders
• Maintaining the various documents of the bank, balance sheets, ledger, etc.
• Resolving the various issues of the customers
• Providing information about the latest schemes and government policies
• Providing guidance to customers relating to various banking activities
• Attending to treasury works
• Updating the pass books of account holders
• Resolving queries of the customers
• Miscellaneous tasks

IBPS Clerk Career Growth & Promotions

The career and promotion opportunities that you can enjoy after recruitment as an IBPS Clerk/officer are:

• Scale 1 – Officer / Assistant Manager
• Scale 2 – Manager
• Scale 3 – Senior Manager
• Scale 4 – Chief Manager
• Scale 5 – Asst. General Manager
• Scale 6 – Deputy General Manager
• Scale 7 – General Manager.

Note: Every promotion will bring an increase in your salary with many other benefits. To qualify for promotions you will have to face internal interviews and written exams.

IBPS Clerk offers a good salary, a settled job, and multiple chances of growth. Based on the performance, the promotion and growth are quite attractive. However, a minimum of 2 years of service is required to get eligible for a promotion. After two years of service, IBPS Clerks gets promoted once every two years.

Promotions Process

As an IBPS Clerk, you can get Promotions by the following two processes:

• Normal process: To get promoted through this process you will need no JAIIB and CAIIB Diploma. You will be promoted based on your experience and seniority and a written exam, which is conducted internally. After that you can become a Trainee Officer and then a bank Probationary Officers (PO).
• Merit based process: For a Merit Based Process you will need a JAIIB and CAIIB Diploma from Indian Institute of Banking and Finance.

Reason for stress?

By the concise investigation, we come to a conclusion that because of the higher workload you will have to undergo more stress as an IBPS Clerk, than playing the role of an IBPS RRB Office Assistant. Although the workload of both the jobs may seem the same both the jobs, the reality is that it is comparatively less in Regional Rural Banks than in scheduled commercial banks.

In a scheduled commercial bank, you will have to do other tasks whereas, in RRB, you will have to do few tasks including your daily duties mentioned above. IBPS Clerk job can prove to be more beneficial for you in the long run, because of its promotion processes.

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