Difference Between LIC AAO and LIC ADO

LIC AAO

To manage and file claims and settlements
To devise new schemes for the company
To interact with the clients
To inspect existing policies for any error/misleading term
To coordinate with other departments for issues related to claims, settlements etc.

LIC ADO

To recruit agents to sell LIC policies
To provide training to the agents
To keep track of the performance of the agents assigned to him
To motivate agents to get maximum sales

An AAO is generally involved with administrative work in various departments like New Business, Claims, Account and Policy Service etc. On the contrary, ADO is involved in the recruitment of agents and providing business

Salary

ADO

As per the official notification, an ADO’s pay scale will be 35650- 2200(2)- 40050- 2595(2)- 45240- 2645 (17)- 90205 plus allowances and other benefits. Total emoluments in an ‘A’ class city will be approximately Rs 56,000. Other Benefits include Gratuity, Defined Contributory Pension Scheme, LTC, Medical Benefit, Group Insurance, Group Personal Accident Insurance, vehicle advance (2-wheeler/4-wheeler), reimbursement towards cost of Brief Case/leather bag, mobile handset, supply of dailies etc.

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AAO

Per the official notification, the pay scale of LIC AAO is 53600- 2645(14) – 90630– 2865(4) –102090 and other admissible allowances. In an ‘A’ class city, the total emoluments will be approximately Rs 92,870 per month. Other Benefits include Defined Contributory Pension,

Special Allowance for passing Actuarial Examination, Gratuity, LTC, Cash Medical Benefit, Group Mediclaim, Group Personal Accident Insurance, Group Insurance , Vehicle Loan (2-wheeler/4 wheeler) as per rules, meal coupon, reimbursement towards cost of Brief case/leather bags, mobile handset, supply of dailies and magazines and tea/coffee, mobile expenses, etc.

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