Banking Exams Descriptive Section Topics Tips Format Etc

Descriptive Questions Categories of Topics

The descriptive questions for both the ESI and FM can be categorized into three categories:

• Static & Current Affairs based questions
• Static questions that are conceptual based
• Current Affairs based questions
• Opinions based questions that are mostly on the Social Issues

RBI Grade B Phase 2 ESI & FM Study Notes

Economic & Social Issues (ESI) Descriptive Paper Approach

• All important topics/concepts are to be understood well and should be practiced from time to time.
• Keep a track of all important events, schemes, policies and reports and other current affairs on a daily basis.
• Cover current affairs of at least past 6 months
• Ensure that you prepare proper notes on current affairs including important points in the Union Budget and Economic Survey.
• Opinion based questions will be mostly asked from the social issues section and these questions are to be justified. Spend some time to prepare for such questions.
• Practice few such questions before facing the actual examination.

RBI Grade B Phase 2 Mock tests

Finance & Management (F&M) Descriptive Paper Approach

• Start with the management section. The descriptive questions from this would be static in nature and for this you will have to be thorough with the concepts.
• Read each chapter carefully and make a note of the keywords for each chapter.
• Current affairs related topics are to be prepared well for the Finance section. The current affairs that are in the news lately and other static topics are to be prepared well.
• Build your answers around these keywords that you have list down.
• Practice similar questions before facing the actual examination.
• Learn from our RBI Grade B notes.

Sample ESI and FM Descriptive Questions

ESI Descriptive Questions

• What is Migration? What are the causes and effects of migration?
• What is the Gig Economy? How did the Covid-19 pandemic give a thrust to Gig Economy?
• Impact of Covid-19 on learning and education?
• What are the efforts needed by the Government to tackle the issue of dropouts in education?

RBI Grade B Phase 2 Mock tests

FM Descriptive Questions

• Define potential GDP and explain its determinants.
• Explain the role and functions of a Bad Bank?
• What are the challenges for the banking sector in 2021?
• What is meant by narrow banking?
• What is meant by shadow banking?
• What do you mean by deficit financing? 

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