10 Secrets of Cracking all Upcoming Bank Interviews

Do you start to feel panicky about your upcoming competitive bank interview? Worry not! Almost everybody is scared of facing a dreaded interview that tests his/her knowledge and skills! Most Banks conduct interviews as their last and final stage of the recruitment process. After that, you can open the Bank door and enter the world of a thousand opportunities.

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Most Bank Exams, like IBPS, RRB, SBI Bank PO, and Clerk commence them.

For instance, IBPS conducts an interview that carries 100 marks out of which candidates have to secure at least 40 (35 for SC/ST and PWD candidates) to clear the bank PO post. The IBPS PO Interview cut-off mostly ranges between 70 to 80 marks for the General category candidates.

But as most of the candidates invest most of their time in preparing for the written exams (CRP), they forget that this too is an important part of the IBPS PO Exam and have a hard time with it.

This article will reveal a few secrets of beating Bank interviews with ease and confidence!

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What happens if a candidate fails in a Bank PO interview?

Generally, a candidate requires 40% Marks to clear the interview stage. It is easy to impress the panel enough to grab 40% Marks, unless you go completely unprepared, or misbehave with them, or in case ‘cat gets your tongue.’ In that case, you’ll simply be out of the competition.

On the other hand, even after clearing the interview stage, you will have to secure the minimum cut-off to get the job. You will make it to the reserve list if you are very close to the cut-off. If not, you will have to start all over again!

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Although a failure to get that score is a rare occasion at the interview stage, a bad day coupled with Negligence may make your occasion that very rare moment.

So, to avoid that failure you will have to prepare these important interview questions along with the preparations for the exam to make your bank interview a deciding factor to get the job.

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Here are the ten secrets you must know to prepare it well:

1.   Prepare most frequently asked interview questions

You need to prepare answers to some of the most typical Bank interview questions, like:

1. Tell us something about yourself? OR walk us through your resume?
2. Why do you wish to make a career in Banking?
3. What is a bank? What are the types of banks?
4. Why are you the best candidate for the job?
5. Do you know about the different careers in Banking?
6. What is the difference between Commercial Banks and Consumer Banks?
7. What is KYC? Why is it important?
8. What are the functions of RBI?
9. What are the different types of accounts in banks?
10. Please discuss your views about the changes in Banking Scenario?

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2.   Questions on professionalism and leadership

You must always be ready and have answers on:

• Your educational qualifications and background
• Knowledge about Banking
• Current Affairs related to Banking
• Situational awareness
• Ability to perform well under pressure
• Leadership ability
• Behavioural traits
• Temperament and mindset
• Cultural fit to the banking industry
• Confidence
• Communication skills

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3.   Be prompt

Be prompt in answering the question without being hasty and be civil without being submissive or cowardly.

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4.      Give natural answers

First, listen very attentively to what is being said by the panel and then answer it in a natural and normal way.

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5.   Show your interest in the Banking job

Try your best to show your interest in the bank job and never give the impression that you are only casually appearing before the interviewers just for the sake of last stage formality.

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6.   Show graceful manners

Show pleasing and graceful manners with a natural tone full of humility. Show the verve with politeness. Speak in a soft but very clear tone. Be formally and well dressed.

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7.   Remember the don’ts

Don’t talk more than what is needed. Don’t interrupt the interviewers. Don’t try to unnecessarily elaborate your answer. Don’t look gloomy or nervous or shaky and don’t boast.

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8.   Don’t be sad about not having an answer

If you don’t have the answer to their question, tell the interviewer frankly. And if he or she suggests an answer always show gratefulness to them by being thankful to them. Don’t be afraid of showing your ignorance if you don’t know the answer to a question. Don’t evade answering the questions. Be confident and don’t lose your balance or presence of mind. Don’t put counter questions. Avoid moving any part of the body, unnecessarily.

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9.   keep all your documents in one file

Always carry all your documents to the interview keep them in one file or folder. The document verification process is conducted simultaneously. Hence, you will need to provide them there and then as the institute does not allow candidates without documents to attend the interview.

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10.  Read your bio-data properly

Read your bio-data properly so you can answer all the answers related to you without fumbling for once. Interviewers will throw a lot of questions about your credentials at you, so be prepared to answer them truthfully and convincingly.

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Practice Mock Interviews

Many candidates feel nervous while attending the Bank interview. But if you will spend some time eliminating this nervousness via practice Mock Interviews, you’ll for what nervousness was. Mock Interviews can dramatically improve the way you approach an interview.